scrupulous Landlord
Joined WhatDoTheyKnow in 2019
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This person's Freedom of Information requests (approximately 52)
The Council Tax (Administration and Enforcement) Regulations 1992
Follow up sent to Bath and North East Somerset Council by scrupulous Landlord on .
Awaiting internal review
Dear Information Governance,
I assume you are reading the annotations and I confirm that, in my opinion, the latest annotation is correct regarding...
List of general insurance decisions by keyword
Follow up sent to Financial Ombudsman Service Limited by scrupulous Landlord on .
Long overdue
There is no excuse for this delay and you should be aware of the legal submission I sent to your legal team yesterday.
I believe the following ruling...
Please identify the enforcement agency used to collect debts incurred as a result of Council Tax Liability Orders
Response by Bristol City Council to scrupulous Landlord on .
Successful
Dear Richard Loxton,
We apologise that our original response was unclear. Our answer to your
question was contained in the covering email and not...
Please identify the enforcement agency used to collect debts incurred as a result of Council Tax Liability Orders
Follow up sent to North Somerset Council by scrupulous Landlord on .
Successful
Thank you for your prompt reply and I confirm you have supplied all of the information I requested
Yours sincerely
Richard Loxton
Cases where the FOS wee ordered to pay damages to a complainant
Follow up sent to Financial Ombudsman Service Limited by scrupulous Landlord on .
Successful
Dear DataProtection,
Thank you for your just-in-time response which addresses all of the issues regarding this specific request for information.
You...
Legal Operational Privacy Scheme or LOCS:23 compliance
Follow up sent to Financial Ombudsman Service Limited by scrupulous Landlord on .
Successful
Dear Handan Er,
I confirm that you have complied fully with my request for information and my following comments are directed at the top management of...
Financial Ombudsman Service Efficient handling of financial services complaints
Follow up sent to Financial Ombudsman Service Limited by scrupulous Landlord on .
Successful
Dear Handan Er,
I confirm that I have achieved the objective of bringing the NAO Report back into the current timeframe in the context of my long-r...
National security certificate
Follow up sent to Financial Ombudsman Service Limited by scrupulous Landlord on .
Refused
The latest response only confirms my assertions that the FOS' internal Review Process is not fit for purpose and is little more than a Ponzi Scheme. A...
Self certification policy for protected groups
Follow up sent to Financial Ombudsman Service Limited by scrupulous Landlord on .
Partially successful
Because it has been confirmed that the FOS does not have a policy or process for calculating values for self-certification of any characteristics by me...
Policy regarding council employees declaring that they are Freemasons
Follow up sent to Bath and North East Somerset Council by scrupulous Landlord on .
Partially successful
I do not dispute that I was provided with a comprehensive "Review" by Jeff Wring, the Director of Onewest, but his reply confirmed there are "Design V...
First Tier Tribunal (Property Chamber) link
Follow up sent to Financial Ombudsman Service Limited by scrupulous Landlord on .
Partially successful
Your response confirms my assumption that I am the only person to have elements of my case mishandled by the FOS corrected by the First Tier Tribunal...
Information regarding appointing Bristow and Sutor
Follow up sent to Bath and North East Somerset Council by scrupulous Landlord on .
Partially successful
Dear Mr Wring
Thank you for your personal involvement so there can be no dispute that you are aware of the issues I have raised.
For the avoidance...
Self-certification policy for protected group
Internal review request sent to Financial Regulators Complaints Commissioner by scrupulous Landlord on .
Awaiting internal review
Please pass this on to the person who conducts Freedom of Information reviews.
I am writing to request an internal review of the Financial Regulators...
Number of Liability orders issued for non payment of council tax
Internal review request sent to Bath and North East Somerset Council by scrupulous Landlord on .
Awaiting internal review
Dear Information Governance,
Your reply is nonsensical and an admission of incompetence by whoever wrote it.
It is well documented that the Council...
Why does BANES council use the North Somerset Magistrates Court for Council Tax cases?
Response by Bath and North East Somerset Council to scrupulous Landlord on .
Successful
Dear Mr Loxton,
Please see enclosed response to your FOIA/EIR request. We trust that we
have answered your queries, however if you have any furt...
Why are the Ombudsman still allowing the "legitimate exercise of commercial " judgement objection
Internal review request sent to Financial Ombudsman Service Limited by scrupulous Landlord on .
Awaiting internal review
Please pass this on to the person who conducts Freedom of Information reviews.
I am writing to request an internal review of Financial Ombudsman Serv...
Please can you confirm or deny the figure of 700+ cases where 'commercial judgement' was cited by the ombudsman as a valid objection?
Request to Financial Ombudsman Service Limited by scrupulous Landlord. Annotated by scrupulous Landlord on .
Awaiting internal review
Craig's information is very helpful and I believe it would be in the public interest to report the number of times the phrase was used after 9 July 2...
Please ask the Independent Assessor why she ignored the fact that I contacted the investigator when the policy in question was due for renewal.
Internal review request sent to Financial Ombudsman Service Limited by scrupulous Landlord on .
Awaiting internal review
Please pass this on to the person who conducts Freedom of Information reviews.
I am writing to request an internal review of Financial Ombudsman Serv...
Does the FOS have a formula that they use for allowing for self certification of a protected group?
Request to Financial Ombudsman Service Limited by scrupulous Landlord. Annotated by scrupulous Landlord on .
Refused
This request is another one that the FOS has dismisses as inherently vexatious or of no interest to the wider public but I believe the significance of...
Please ask the Independent Assessor how she calculated the compensation offer she made to me?
Request to Financial Ombudsman Service Limited by scrupulous Landlord. Annotated by scrupulous Landlord on .
Refused
The FOS has dismissed this request as having interest to the wider public which is inconsistent with several requests made recently in the WDTK website...
What qualifications does the Independent Assessor hold?
Request to Financial Ombudsman Service Limited by scrupulous Landlord. Annotated by scrupulous Landlord on .
Refused
The FOS has identified this request as an example of "unreasonable persistence" but how would you feel if the captain of the airliner announced as you...
Please ask Caroline Wayman to explain why she did not include my complaint about fraud in her review of my case
Request to Financial Ombudsman Service Limited by scrupulous Landlord. Annotated by scrupulous Landlord on .
Awaiting internal review
This request is directly relevant to a number of other recent requests, especially the one below concerning banks failing to take security checks.
h...
Does the FOS still consider referring complaints regarding fraud to Action Fraud appropriate?
Internal review request sent to Financial Ombudsman Service Limited by scrupulous Landlord on .
Awaiting internal review
Please pass this on to the person who conducts Freedom of Information reviews.
I am writing to request an internal review of Financial Ombudsman Serv...
Can you add any significant case law/judicial review examples to the list I have compiled?
Internal review request sent to Financial Ombudsman Service Limited by scrupulous Landlord on .
Awaiting internal review
Please pass this on to the person who conducts Freedom of Information reviews.
I am writing to request an internal review of Financial Ombudsman Serv...
Please ask Caroline Wayman what the current position the FOS regarding regulation of the private landlord sector?
Internal review request sent to Financial Ombudsman Service Limited by scrupulous Landlord on .
Awaiting internal review
Please pass this on to the person who conducts Freedom of Information reviews.
I am writing to request an internal review of Financial Ombudsman Serv...
This person's 241 annotations
I believe using the validation "yours sincerely" is grammatically incorrect if the person does not identify himself/herself by name and may be conside...
Use of GDPR Exceptions and Non-Disclosure in Consumer Complaints
Awaiting internal review
I assume this is the website of the company you represent.
https://tfacf.co.uk/
I have subscribed to your website and I have some interesting news f...
Financial Ombudsman Service - legal costs insurance
Request to Financial Ombudsman Service Limited by Dave Clarke. Annotated by scrupulous Landlord on .
Refused
Handan Er is a barrister by qualification so she should know better than to cite the need for manual perusal of the data because ALL of the data you re...
Use of GDPR Exceptions and Non-Disclosure in Consumer Complaints
Awaiting internal review
The FOS is pedantically correct but they have the option of responding but you cannot force them to so either provide your full name or I, or someone...
I do not know if you followed up on this request for validation of your identity but I have verifiable evidence that some court officials are either in...
Use of GDPR Exceptions and Non-Disclosure in Consumer Complaints
Awaiting internal review
The FOS still appears to believe that as long as they do not name the complainant, as required by s230A FSMA, s233 FSMA exempts them from large parts...
Financial Ombudsman Service - legal costs insurance
Request to Financial Ombudsman Service Limited by Dave Clarke. Annotated by scrupulous Landlord on .
Refused
You might want to follow this request for information which I have written with your case in mind as well as many other people's cases..
https://www....
I can confirm that any member of the public can request that datasets be supplied as commas-separated volumes, or CSV files, under the provisions of se...
Non-supply of evidence to a complainant
Information not held
I agree that the FOS are better at responding in time and if you check the LinkedIn accounts for the people answering you will see that the people proc...
Financial Ombudsman Service - legal costs insurance
Request to Financial Ombudsman Service Limited by Dave Clarke. Annotated by scrupulous Landlord on .
Refused
In response to the annotation made by David Clarke, I agree that the response he received dated 17 November 2024 under the reference SR00858367 is pro...
Financial Ombudsman Service - legal costs insurance
Request to Financial Ombudsman Service Limited by Dave Clarke. Annotated by scrupulous Landlord on .
Refused
I can confirm she is writing nonsense on two grounds.
1. You have modified your request so it is no longer necessary for them to search for "before...
Financial Ombudsman Service - legal costs insurance
Request to Financial Ombudsman Service Limited by Dave Clarke. Annotated by scrupulous Landlord on .
Refused
I am interested to see how they react because the issues you are raising in your case appear to be very close to some of the weaknesses in the entire r...
Financial Ombudsman Service - legal costs insurance
Request to Financial Ombudsman Service Limited by Dave Clarke. Annotated by scrupulous Landlord on .
Refused
If you need further guidance regarding the points of law and technology I have raised in my most recent request, please let me know.
https://www.what...
Financial Ombudsman Service - legal costs insurance
Request to Financial Ombudsman Service Limited by Dave Clarke. Annotated by scrupulous Landlord on .
Refused
The response you have been provided with is only half right. The FOS may not have a manual specification for "before the event Insurance" but all insur...
Financial Ombudsman Service - legal costs insurance
Request to Financial Ombudsman Service Limited by Dave Clarke. Annotated by scrupulous Landlord on .
Refused
If you look at my records under the Scrupulous Landlord pseudonym , you see I have been in dispute with the FOS since 2019 regarding the complete mess...
Is the FOS, including the IA, subject to a Guide to Judicial Conduct, or Judicial Oaths?
Request to Financial Ombudsman Service Limited by DJL Macdonald. Annotated by scrupulous Landlord on .
Refused
The last response I got to the request below is an example of a common piece of gamesmanship which is an apology is offered for a trivial error to avo...
Cllr Guy and Cllr Warren - Christmas Card Complaints
Request to Bath and North East Somerset Council by Lottie Doban. Annotated by scrupulous Landlord on .
Awaiting classification
I am not sure what the basis of your complaint is because I have not seen the Christmas Card you are objecting to.
My experience is the BANES "Custom...
Is the FOS, including the IA, subject to a Guide to Judicial Conduct, or Judicial Oaths?
Request to Financial Ombudsman Service Limited by DJL Macdonald. Annotated by scrupulous Landlord on .
Refused
It is nonsense for the FOS to cite section 12(1) FOIA which is concerned with the cost of retrieval based on the assumption that the information reques...
Cllr Guy and Cllr Warren - Christmas Card Complaints
Request to Bath and North East Somerset Council by Lottie Doban. Annotated by scrupulous Landlord on .
Awaiting classification
You can cite my requests for information as confirmation that BANES operates a policy of "blocking" requests for information that are critical of named...
Complaints to the “ independent “ assessor
Request to Financial Ombudsman Service Limited by michael F Aspinall. Annotated by scrupulous Landlord on .
Partially successful
https://www.whatdotheyknow.com/request/self_certification_policy_for_pr?nocache=incoming-2621471#incoming-2621471
Refusal to deal with complainants
Request to Financial Ombudsman Service Limited by Alan Finlayson. Annotated by scrupulous Landlord on .
Partially successful
You could make a data subject access request to record the transactions in which you were warned if you were given a warning. I was not so you may be i...
Cllr Guy and Cllr Warren - Christmas Card Complaints
Request to Bath and North East Somerset Council by Lottie Doban. Annotated by scrupulous Landlord on .
Awaiting classification
I assume that the Cllr Guy you refer to is Kevin Guy.
https://democracy.bathnes.gov.uk/mgExecPostDetails.aspx?ID=641.
If so, my request for informa...
Complaints to the “ independent “ assessor
Request to Financial Ombudsman Service Limited by michael F Aspinall. Annotated by scrupulous Landlord on .
Partially successful
The case of "Carlier vs The Information Commissioner and the FCA, Appeal Number EA/2023/0202, at the First Tier Tribunal" shows that the legal system a...
Refusal to deal with complainants
Request to Financial Ombudsman Service Limited by Alan Finlayson. Annotated by scrupulous Landlord on .
Partially successful
I cannot fault the use of English by the FOS personnel I have dealt with and I empathize with the difficulty in dealing with the highly complex issues...
Refusal to deal with complainants
Request to Financial Ombudsman Service Limited by Alan Finlayson. Annotated by scrupulous Landlord on .
Partially successful
The link between your request and my request below is getting stronger and closer.
https://www.whatdotheyknow.com/request/self_certification_policy_fo...