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Printed from https://www.whatdotheyknow.com/user/joel_m_benjamin on December 11, 2019 13:25

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Joel M Benjamin

Joined WhatDoTheyKnow in 2015

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This person's Freedom of Information requests (approximately 594)

Cancellation/ re-negotiation of £40m RBS Inverse Floater LOBO Loans
Response by City of Edinburgh Council to Joel M Benjamin on 4 November 2019.

Awaiting classification.

Link: [1]File-List Mr Joel Benjamin   [2][FOI #609451 email]   Our ref: 25423   Dear Mr Benjamin   Freedom of Information (Scotland)...
Discussions & approvals re: Hedge Fund capital investment in NHS hospitals/buildings & operations
Response by NHS Improvement to Joel M Benjamin on 1 November 2019.

Information not held.

Dear Mr Benjamin,   Please see the attached decision letter dated 1 November 2019.   Yours sincerely   NHS Improvement   Follow us on:...
Information & applications/ approvals re: Hedge Fund capital investment in NHS hospitals/buildings & operations
Response by Her Majesty's Treasury to Joel M Benjamin on 29 October 2019.

Awaiting classification.

Dear Mr Benjamin   Please find attached a letter in response to your Freedom of Information request.   Yours sincerely   Information Right...
FCA applications to enter premises using search warrants, under s176 FSMA
Response by The Financial Conduct Authority to Joel M Benjamin on 17 September 2019.

Partially successful.

Email: [1][FCA request email]     Mr Joel Benjamin     17 September 2019 Our Ref: FOI6633 Dear Mr Benjamin   Freedom of Information...
Fees paid to external auditors to conduct Citizen Objection/Public Interest Report Investigations
Response by Public Sector Audit Appointments Limited to Joel M Benjamin on 14 August 2019.

Partially successful.

Dear Mr Benjamin   Thank you for your e-mail date 19 July 2019   I have conducted an internal review of your Freedom of Information Act reques...
Correspondence with Complaints Commissioner Anthony Townsend in relation to review of HFC/HSBC Illegal Card Charges
Response by The Financial Conduct Authority to Joel M Benjamin on 19 July 2019.

Information not held.

  Our ref:  FOI6575     Dear Mr Benjamin   We refer to your request of 21 June 2019 under the Freedom of Information Act 2000 (“the Act”)...
Blockbuster funding requests for white collar bank fraud inquiries 2010-2019
Response by Serious Fraud Office to Joel M Benjamin on 26 June 2019.

Partially successful.

Dear Mr. Joel,   Thank you for your Freedom of Information Request of 20 May 2019 made under the Freedom of Information Act 2000 (FOIA). I have ou...
Requests for further funding for investigations into bank/ white collar crime by the Serious Fraud Office (SFO)
Response by Her Majesty's Treasury to Joel M Benjamin on 14 June 2019.

Partially successful.

Dear Mr Benjamin,   Please find attached HM Treasury’s response to your information request.   To be helpful, I have copied below the links to...
Payments to KPMG for audit and consulting work 2000 - 2019
Response by Hackney Borough Council to Joel M Benjamin on 17 May 2019.

Partially successful.

Dear Joel Benjamin, Attached are the tables copied into a spreadsheet. Kind regards Information Management  
Please provide information relating to decision to replace KPMG as Hackney Council auditor
Response by Hackney Borough Council to Joel M Benjamin on 17 May 2019.

Partially successful.

Dear Joel M Benjamin   Thank you for your Freedom of Information request received on 09/04/19.  Our apologies for the delay in issuing this respon...
Benchmarking of Meridian Water Development Phase 1
Response by Enfield Council to Joel M Benjamin on 24 April 2019.

Successful.

Classification: OFFICIAL Dear Mr Benjamin   Thank you for your email,  dated 30th March 2019  where you requested information about the Meridian...
FCA decision not to investigate/ take enforcement in relation to ISDAfix manipulation by ICAP
Response by The Financial Conduct Authority to Joel M Benjamin on 18 April 2019.

Waiting clarification.

Our ref: FOI6023 Dear Mr Benjamin We refer to your email below following our response to your request for an internal review of the request dealt wi...
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Response by Merton Borough Council to Joel M Benjamin on 12 April 2019.

Partially successful.

Dear Mr Benjamin Freedom of Information Act 2000 / Environmental Information Regulations 2004 Information request   We have now considered your...
Requests for 'Statutory Overrides' to mask the Impact of Debt/Derivatives in Council Accounts
Response by Spelthorne Borough Council to Joel M Benjamin on 29 March 2019.

Partially successful.

  Dear Joel M Benjamin   I can confirm that Spelthorne Borough Council has not sought or received statutory overrides from DCLG/MHCLG.   You...
Submissions to 2018 MHCLG consultation on IRFR9 'financial instruments' & LGPS Pooling
Response by Ministry of Housing, Communities and Local Government to Joel M Benjamin on 19 March 2019.

Partially successful.

Dear Mr Benjamin   Please find attached the consultation responses 100-107 of 107 – this is the final email.   Many thanks   Knowledge and...
Requests for 'Statutory Overrides' to mask the Impact of Debt/Derivatives in Council Accounts
Response by Oldham Metropolitan Borough Council to Joel M Benjamin on 19 March 2019.

Partially successful.

Dear Mr Benjamin,   In response to your recent freedom of information request, I am able to provide you with the following information :-    1...
Requests for 'Statutory Overrides' to mask the Impact of Debt/Derivatives in Council Accounts
Response by City of Edinburgh Council to Joel M Benjamin on 19 March 2019.

Refused.

Mr Joel Benjamin [1][FOI #553367 email] Our ref: 22396   Dear Mr Benjamin Freedom of Information (Scotland) Act 2002 - Information not held...
Requests for 'Statutory Overrides' to mask the Impact of Debt/Derivatives in Council Accounts
Response by North Lanarkshire Council to Joel M Benjamin on 15 March 2019.

Refused.

Dear Mr Benjamin I refer again to your email dated 18 February 2019 seeking information in relation to debt/derivatives in Council accounts. Having i...
Requests for 'Statutory Overrides' to mask the Impact of Debt/Derivatives in Council Accounts
Response by Trafford Metropolitan Borough Council to Joel M Benjamin on 8 March 2019.

Partially successful.

Dear Mr Benjamin Thank you for your email of the 18 February 2019 where you requested information about 'Statutory Overrides' to mask the Impact of De...
Requests for 'Statutory Overrides' to mask the Impact of Debt/Derivatives in Council Accounts
Response by Northamptonshire County Council to Joel M Benjamin on 8 March 2019.

Partially successful.

Good afternoon,   Please see attached response   Kind regards   Tracey Gilkes FOI / DP Admin Northamptonshire County Council Business...
Requests for 'Statutory Overrides' to mask the Impact of Debt/Derivatives in Council Accounts
Response by Birmingham City Council to Joel M Benjamin on 8 March 2019.

Partially successful.

        Information request Our reference: 4983765 Your reference: [FOI #553407 email] Our ref: 4983765 8 March 2019 M Benjamin ??? Account refe...
Requests for 'Statutory Overrides' to mask the Impact of Debt/Derivatives in Council Accounts
Response by Salford City Council to Joel M Benjamin on 6 March 2019.

Partially successful.

Dear Mr. Benjamin,    I am writing in response to your Freedom of Information request of 21^st February 2019. Your request was:   1)    The li...
Requests for 'Statutory Overrides' to mask the Impact of Debt/Derivatives in Council Accounts
Response by Brent Borough Council to Joel M Benjamin on 6 March 2019.

Partially successful.

Information request Our reference: 11891428 -------------------------------------------------------------------------- Please see attached respons...
Requests for 'Statutory Overrides' to mask the Impact of Debt/Derivatives in Council Accounts
Response by Lancashire County Council to Joel M Benjamin on 5 March 2019.

Partially successful.

Good Morning Joel,   Request for information under the Freedom of Information Act 2000   Further to your request for information, made under th...
Requests for 'Statutory Overrides' to mask the Impact of Debt/Derivatives in Council Accounts
Response by Cornwall Council to Joel M Benjamin on 4 March 2019.

Partially successful.

Dear Mr Benjamin   Please find attached a letter formally enclosing the Council’s response to your request for information under the Freedom of In...
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This person's 110 annotations

Summary of Icelandic Bank Deposits Leading up to 2008 Crash
Request to Westminster City Council by Joel M Benjamin. Annotated by Joel M Benjamin on 2 January 2019.

Partially successful.

Referred to ICO 02/01/19
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Birmingham City Council by Joel M Benjamin. Annotated by Joel M Benjamin on 28 December 2018.

Partially successful.

Birmingham = 22.5% variable rate borrowing and 77.5% fixed rate
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Sandwell Metropolitan Borough Council by Joel M Benjamin. Annotated by Joel M Benjamin on 28 December 2018.

Partially successful.

Sandwell BC = 100% fixed rate + discusses 'internal borrowing' - "essentially at variable rate"
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Ealing Borough Council by Joel M Benjamin. Annotated by Joel M Benjamin on 28 December 2018.

Partially successful.

Fixed rate borrowing = 98.5%; variable rate = 1.5%
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Middlesbrough Council by Joel M Benjamin. Annotated by Joel M Benjamin on 28 December 2018.

Successful.

Variable rate borrowing = 8.9% vs 91.1% fixed rate loans
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Westminster City Council by Joel M Benjamin. Annotated by Joel M Benjamin on 21 December 2018.

Partially successful.

Westminster Council = 100% fixed rate loans
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Dundee City Council by Joel M Benjamin. Annotated by Joel M Benjamin on 20 December 2018.

Partially successful.

Fixed rate borrowing = 99% of total
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Redbridge Borough Council by Joel M Benjamin. Annotated by Joel M Benjamin on 20 December 2018.

Partially successful.

Request internal review
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to City of Edinburgh Council by Joel M Benjamin. Annotated by Joel M Benjamin on 19 December 2018.

Partially successful.

Internal review - provides borrowing source not % of fixed and floating rate borrowing
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Croydon Borough Council by Joel M Benjamin. Annotated by Joel M Benjamin on 19 December 2018.

Refused.

Request internal review
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Wirral Metropolitan Borough Council by Joel M Benjamin. Annotated by Joel M Benjamin on 19 December 2018.

Partially successful.

33% Fixed rate debt, 67% 'variable' rate debt (note variable includes loans were interest is fixed, but callable)
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Manchester City Council by Joel M Benjamin. Annotated by Joel M Benjamin on 19 December 2018.

Partially successful.

As at the end of September 2018, c. 40.7% of the Council’s external debt was fixed.
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Leeds City Council by Joel M Benjamin. Annotated by Joel M Benjamin on 19 December 2018.

Partially successful.

100% fixed rate borrowing
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Camden Borough Council by Joel M Benjamin. Annotated by Joel M Benjamin on 19 December 2018.

Partially successful.

Request internal review
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Islington Borough Council by Joel M Benjamin. Annotated by Joel M Benjamin on 19 December 2018.

Partially successful.

The Councils debt is 100% fixed rate borrowing
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Royal Borough of Windsor and Maidenhead by Joel M Benjamin. Annotated by Joel M Benjamin on 19 December 2018.

Partially successful.

100% fixed rate borrowing
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Kent County Council by Joel M Benjamin. Annotated by Joel M Benjamin on 19 December 2018.

Partially successful.

At the current time 90% is fixed and 10% of the Council’s debt is variable rate debt
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Glasgow City Council by Joel M Benjamin. Annotated by Joel M Benjamin on 19 December 2018.

Partially successful.

Over the time period from 2000/01 to 2018/19, the average ratio of fixed to variable debt has been 61% to 39%
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Greater London Authority by Joel M Benjamin. Annotated by Joel M Benjamin on 19 December 2018.

Partially successful.

The GLA has no floating interest rate debt, the 'elimination of uncertainty' being the primary 'advantage' of fixed rate instruments.
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Bridgend County Borough Council by Joel M Benjamin. Annotated by Joel M Benjamin on 19 December 2018.

Partially successful.

Bridgend CBC external borrowing at 14-11-18 – 80% is fixed rate and 20% is variable rate.
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Northamptonshire County Council by Joel M Benjamin. Annotated by Joel M Benjamin on 19 December 2018.

Partially successful.

Request internal review (fixed v floating Q)
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Cornwall Council by Joel M Benjamin. Annotated by Joel M Benjamin on 19 December 2018.

Successful.

As per the published statement of accounts for 2017/18 we had 80% of our borrowing fixed and 20% variable.
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Worcester City Council by Joel M Benjamin. Annotated by Joel M Benjamin on 19 December 2018.

Partially successful.

The Council has 100% fixed borrowing
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Dumfries and Galloway Council by Joel M Benjamin. Annotated by Joel M Benjamin on 19 December 2018.

Partially successful.

Fixed rate loans = 99.39% of external debt
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Request to Dover District Council by Joel M Benjamin. Annotated by Joel M Benjamin on 19 December 2018.

Partially successful.

100% Fixed Rate debt
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