Dear Insolvency Service,
Please let me know, how many individuals have been made Bankrupt under the Insolvency Act 1986 and for which years?
I also need to know for each year, how many applications were made by 'creditors' who were owed £750, or more?
Of that number, how many applications were granted? How many of those were issued without a hearing at which the person bankrupted was allowed a defence of solvency? Or, to put it another way, how many people who were able to pay their debts were still forced into bankruptcy by the Courts on such applications? Surely this violates human rights?
In April 2008 the Local Government Ombudsman (J White, when dealing with a complaint about Wolverhampton Council), also pointed out, quite rightly, that "The dire and punitive consequences of bankruptcy,(involving a multiplication of
the original debt many times over, and frequently incurring the loss of the debtor's home), must be a factor to be taken into account.". Although he blamed the Council for pursuing this man, it was the Court and the Official Receiver or the Insolvency Service which also failed to take this into account.
Given that the Insolvency Services' own Manual states that 'proportionality' which is what the above was speaking about, is a relevant consideration, what has the Insolvency Service or the Minister responsible for you, done about such cases?
Did the man in the case above get his annulment and if so when? Has every other person declared bankrupt in similar cases been informed that they too will receive annulments? If not why not?
Isn't this a right under the law? Under Article 7 of the Universal Declaration - "All are equal before the law and are entitled without any discrimination to equal protection of the law. All are entitled to equal protection against any discrimination in violation of this Declaration and against any incitement to such discrimination.".
I assume this appears somewhere in the European Convention and the Human Rights Act, therefore if the Insolvency Service knows that this man, who was entitled to it, has had an annulment of his Bankruptcy, then if it fails to do anything to ensure others don't get one, then they must be guilty of discrimination. Wouldn't you agree?
What is the Insolvency Service's instructions to its staff on this, or on how to address such issues since 2008?
Dear Insolvency Service,
Please pass this on to the person who conducts Freedom of Information reviews.
I am writing to request an internal review of Insolvency Service's handling of my FOI request 'Personal Bankruptcies'.
Instead of providing a publicly available answer to it they have responded via my personal email address, which was not used to make the request and have claimed they need not answer it. Furthermore they have obviously been in contact with other persons regarding my personal information, which should not be related to this request, for any reason.
A full history of my FOI request and all correspondence is available on the Internet at this address:
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Sent a follow up to Insolvency Service again, using a new contact address.
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