Negative Equity Properties

Response to this request is long overdue. By law, under all circumstances, Bradford City Council should have responded by now (details). You can complain by requesting an internal review.

Dear Bradford City Council,

I am looking for data on homeowners that are behind on their mortgage payments.

They may have had a court hearing and have fallen into arrears.

We buy houses quickly so we want to offer the vendors a solution to this and offer our service.

I know the court hearings are public data and it can be requested, so could you please supply us with this data?

I look forward to hearing from you.

Yours faithfully,
Isaac Parry

Freedom of Information, Bradford City Council

Thank you for submitted your request under the terms of the Freedom Of
Information Act and Environmental Information Regulation 2004. This matter
is now receiving our attention and we aim to have a response out to you
within the period of 20 working days allowed for disclosure.
If you have submitted your request under the Data Protection Act (Subject
Assess Request) we aim to have a response to you within 1 month.

 

Bradford Council is registered with the Information Commissioners Office
(ICO) under the provisions of the Data Protection Act 2018.  If you would
like further information please click on the following link:
[1]https://www.bradford.gov.uk/open-data/da...

 
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References

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Mark Dewar, Bradford City Council

Dear Isaac,

 

I refer to the freedom of information request submitted to Bradford
Council on 16 July 2018.  Your request and the Council’s response, are
both detailed below.

 

Your request:

 

I am looking for data on homeowners that are behind on their mortgage
payments.

 

They may have had a court hearing and have fallen into arrears.

 

We buy houses quickly so we want to offer the vendors a solution to this
and offer our service.

 

I know the court hearings are public data and it can be requested, so
could you please supply us with this data?

 

Council’s response:

 

An identical request has already been received and responded to by
Bradford Council to whatdotheyknow.com only a few weeks ago.  This request
is treated as a repeat request under Section 14(2) of the Act so the
authority is not required to respond.

 

If you are not satisfied with this response you have the right to ask for
an internal review. Internal review requests should be submitted within
one month of the date of receipt of the response to your original request
and should be addressed to Freedom of Information Officer, 1st Floor
Britannia House, Hall Ings, Bradford BD1 1HX or by e-mail
[1][Bradford City Council request email]

 

If you are still not satisfied with the outcome of the internal review you
have the right of appeal to the Information Commissioner who can be
contacted at : Information Commissioner’s Office, Wycliffe House, Water
Lane, Wilmslow, Cheshire, SK9 5AF.

 

Tel: 0303 123 1113 (local rate) or 01625 545 745           URL:
[2]https://ico.org.uk/

 

Yours sincerely,

 

 

Mark
Dewar                                                                          

Service Coordination Officer

Economy & Development

 

8th Floor,

Margaret McMillan Tower,

Bradford, BD1 1NN

 

City of Bradford Metropolitan District Council
Department of Place

 

Get the Bradford Council mobile app: [3]www.bradford.gov.uk/app

 

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References

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2. https://ico.org.uk/
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4. http://www.bradford.gov.uk/foi