LOBO loan borrowing, restructuring or refinancing

Dear Jamie Mann

Thank you for your correspondence which was received by North Ayrshire
Council, requesting information.

North Ayrshire Council acknowledges receipt of your request and will
respond to you within 20 working days as required by the Freedom of
Information (Scotland) Act 2002 (please note day 1 of your request is the
first working day after receipt of your request). We will contact you if
we require any further information or clarification from you.

If your request is regarding information which is considered environmental
information the Environmental Information (Scotland) Regulations 2004
(EISR) will also apply. Both EISR and FOISA provide similar rights to
access information and place requirements on the Council to consider
requests and to provide information.

The Council will now consider your request and identify any relevant
records held. Please note, should your request relate to environmental
information in terms of Section 7 of the Regulations (complex or
voluminous requests), the Council may extend the timescale to 40 working
days. We will write to you as soon as possible after receipt of your
request to advise if this is the case.

The information supplied in your request will only be accessed by North
Ayrshire Council staff and will be retained for the purposes of processing
your request for information and related purposes and for statistical and
audit purposes. The information will be held by North Ayrshire Council in
accordance with the provisions of the Data Protection Act 2018.

Yours sincerely

FOI Co-ordinator

*  Please help reduce waste.  Don't print this email unless absolutely necessary.  **

This document should only be read by those persons to whom it is
addressed and is not intended to be relied upon by any person
without subsequent written confirmation of its contents. Accordingly,
North Ayrshire Council disclaim all responsibility and accept no liability
(including in negligence) for the consequences for any person
acting, or refraining from acting, on such information prior to the
receipt by those persons of subsequent written confirmation.

If you have received this e-mail message in error, please notify us
immediately by telephone. Please also destroy and delete the message
from your computer.

Any form of unauthorised reproduction, dissemination, copying, disclosure,
modification, distribution and/or publication of any part of this e-mail
message (or attachments transmitted with it) by the addressee(s) is
strictly prohibited.

Please be advised that North Ayrshire Council's incoming and outgoing
e-mail is subject to regular monitoring.
North Ayrshire Council plan to decommission all gcsx email in the very near future, but be assured as members of the UK Governments' Secure Blueprint (SEB) all emails will remain secure.

"This footnote also confirms that this email message has been swept for the presence of computer viruses and malicious content."

Dear Mr Mann,

Thank you for your request for information dated 13th February 2019 which
was received by North Ayrshire Council on 13th February 2019.

We have now completed our research for the information and the responses
to your questions are listed below. 

Please see the document attached for your request and the response.

Your right to seek a review.

Should you be dissatisfied with the way in which North Ayrshire Council
has dealt with your request you have the right to ask us to review it.

You should explain why you wish a review to be carried out and should be
made within 40 working days of receipt of this response. We will then
reply within 20 working days of receipt and employees not involved in your
original request will undertake the review. If you are not satisfied with
the result of the review you then have the right to make a formal
complaint to the Scottish Information Commissioner at
http://www.itspublicknowledge.info/Appeal

Any request for a review should be made in writing in the first instance
to:

FOI /EIR Manager
Data Service
Cunninghame House
Irvine
Ayrshire
KA12 8EE

Email : [email address]

The supply of documents under the terms of the Freedom of Information
(Scotland) Act 2002 does not give the applicant or whoever receives the
information any right to re-use it in such a way that might infringe the
Copyright, Designs and Patents Act 1988. This includes making multiple
copies, publishing or otherwise distributing the information to other
individuals and the public.

While efforts have been made to ensure the accuracy of this information,
its accuracy is not warranted. In particular, the Council accepts no
liability for onward sale or transfer of this information to any third
party and for any reliance placed on such information by you or by a third
party.

Yours sincerely

Samantha Alexander
Freedom of Information Co-ordinator

*  Please help reduce waste.  Don't print this email unless absolutely necessary.  **

This document should only be read by those persons to whom it is
addressed and is not intended to be relied upon by any person
without subsequent written confirmation of its contents. Accordingly,
North Ayrshire Council disclaim all responsibility and accept no liability
(including in negligence) for the consequences for any person
acting, or refraining from acting, on such information prior to the
receipt by those persons of subsequent written confirmation.

If you have received this e-mail message in error, please notify us
immediately by telephone. Please also destroy and delete the message
from your computer.

Any form of unauthorised reproduction, dissemination, copying, disclosure,
modification, distribution and/or publication of any part of this e-mail
message (or attachments transmitted with it) by the addressee(s) is
strictly prohibited.

Please be advised that North Ayrshire Council's incoming and outgoing
e-mail is subject to regular monitoring.
North Ayrshire Council plan to decommission all gcsx email in the very near future, but be assured as members of the UK Governments' Secure Blueprint (SEB) all emails will remain secure.

"This footnote also confirms that this email message has been swept for the presence of computer viruses and malicious content."

Dear Mr Mann,

Please accept our apologies, the Service who provided the response
misunderstood the question and they are working on getting the information
back to us. We have had to reopen this as a new case (Case Ref
101003185231 ), as you have requested over 40 working days after our
disclosure,

Kind Regards,

Samantha Alexander
FOI/EIR Co-ordinator

From:        "Jamie Mann" <[FOI #552384 email]>
To:        "FOI requests at North Ayrshire Council"
<[North Ayrshire Council request email]>
Date:        13/05/2019 17:37
Subject:        Re: Freedom of Information (Scotland) Act 2002 Request -
Ref: 101003074804

show quoted sections

Please use this email address for all replies to this request:
[FOI #552384 email]

Disclaimer: This message and any reply that you make will be published on
the internet. Our privacy and copyright policies:
[2]https://www.whatdotheyknow.com/help/offi...

For more detailed guidance on safely disclosing information, read the
latest advice from the ICO:
[3]https://www.whatdotheyknow.com/help/ico-...

Please note that in some cases publication of requests and responses will
be delayed.

If you find this service useful as an FOI officer, please ask your web
manager to link to us from your organisation's FOI page.

-------------------------------------------------------------------

*  Please help reduce waste.  Don't print this email unless absolutely necessary.  **

This document should only be read by those persons to whom it is
addressed and is not intended to be relied upon by any person
without subsequent written confirmation of its contents. Accordingly,
North Ayrshire Council disclaim all responsibility and accept no liability
(including in negligence) for the consequences for any person
acting, or refraining from acting, on such information prior to the
receipt by those persons of subsequent written confirmation.

If you have received this e-mail message in error, please notify us
immediately by telephone. Please also destroy and delete the message
from your computer.

Any form of unauthorised reproduction, dissemination, copying, disclosure,
modification, distribution and/or publication of any part of this e-mail
message (or attachments transmitted with it) by the addressee(s) is
strictly prohibited.

Please be advised that North Ayrshire Council's incoming and outgoing
e-mail is subject to regular monitoring.
North Ayrshire Council plan to decommission all gcsx email in the very near future, but be assured as members of the UK Governments' Secure Blueprint (SEB) all emails will remain secure.

"This footnote also confirms that this email message has been swept for the presence of computer viruses and malicious content."

References

Visible links
1. http://www.itspublicknowledge.info/Appeal
2. https://www.whatdotheyknow.com/help/offi...
3. https://www.whatdotheyknow.com/help/ico-...

Dear Jamie Mann

Thank you for your correspondence which was received by North Ayrshire
Council, requesting information.

North Ayrshire Council acknowledges receipt of your request and will
respond to you within 20 working days as required by the Freedom of
Information (Scotland) Act 2002 (please note day 1 of your request is the
first working day after receipt of your request). We will contact you if
we require any further information or clarification from you.

If your request is regarding information which is considered environmental
information the Environmental Information (Scotland) Regulations 2004
(EISR) will also apply. Both EISR and FOISA provide similar rights to
access information and place requirements on the Council to consider
requests and to provide information.

The Council will now consider your request and identify any relevant
records held. Please note, should your request relate to environmental
information in terms of Section 7 of the Regulations (complex or
voluminous requests), the Council may extend the timescale to 40 working
days. We will write to you as soon as possible after receipt of your
request to advise if this is the case.

The information supplied in your request will only be accessed by North
Ayrshire Council staff and will be retained for the purposes of processing
your request for information and related purposes and for statistical and
audit purposes. The information will be held by North Ayrshire Council in
accordance with the provisions of the Data Protection Act 2018.

Yours sincerely

FOI Co-ordinator

*  Please help reduce waste.  Don't print this email unless absolutely necessary.  **

This document should only be read by those persons to whom it is
addressed and is not intended to be relied upon by any person
without subsequent written confirmation of its contents. Accordingly,
North Ayrshire Council disclaim all responsibility and accept no liability
(including in negligence) for the consequences for any person
acting, or refraining from acting, on such information prior to the
receipt by those persons of subsequent written confirmation.

If you have received this e-mail message in error, please notify us
immediately by telephone. Please also destroy and delete the message
from your computer.

Any form of unauthorised reproduction, dissemination, copying, disclosure,
modification, distribution and/or publication of any part of this e-mail
message (or attachments transmitted with it) by the addressee(s) is
strictly prohibited.

Please be advised that North Ayrshire Council's incoming and outgoing
e-mail is subject to regular monitoring.
North Ayrshire Council plan to decommission all gcsx email in the very near future, but be assured as members of the UK Governments' Secure Blueprint (SEB) all emails will remain secure.

"This footnote also confirms that this email message has been swept for the presence of computer viruses and malicious content."

Dear Mr Mann,

Thank you for your request for information dated 13th May 2019 which was
received by North Ayrshire Council on 13th May 2019.

We have now completed our research for the information and the responses
to your questions are listed below.

Request

 5) Please provide original, modified, and/or restructured loan contracts,
including:

a) LOBOs converted into fixed rate loans

b) LOBOs/fixed rate loans converted into PWLB loans

c) LOBOs that have not been refinanced 

Response

Please see the documents attached.

Your right to seek a review.

Should you be dissatisfied with the way in which North Ayrshire Council
has dealt with your request you have the right to ask us to review it.

You should explain why you wish a review to be carried out and should be
made within 40 working days of receipt of this response. We will then
reply within 20 working days of receipt and employees not involved in your
original request will undertake the review. If you are not satisfied with
the result of the review you then have the right to make a formal
complaint to the Scottish Information Commissioner at
http://www.itspublicknowledge.info/Appeal

Any request for a review should be made in writing in the first instance
to:

FOI /EIR Manager
Data Service
Cunninghame House
Irvine
Ayrshire
KA12 8EE

Email : [email address]

The supply of documents under the terms of the Freedom of Information
(Scotland) Act 2002 does not give the applicant or whoever receives the
information any right to re-use it in such a way that might infringe the
Copyright, Designs and Patents Act 1988. This includes making multiple
copies, publishing or otherwise distributing the information to other
individuals and the public.

While efforts have been made to ensure the accuracy of this information,
its accuracy is not warranted. In particular, the Council accepts no
liability for onward sale or transfer of this information to any third
party and for any reliance placed on such information by you or by a third
party.

Yours sincerely

Samantha Alexander
Freedom of Information Co-ordinator

*  Please help reduce waste.  Don't print this email unless absolutely necessary.  **

This document should only be read by those persons to whom it is
addressed and is not intended to be relied upon by any person
without subsequent written confirmation of its contents. Accordingly,
North Ayrshire Council disclaim all responsibility and accept no liability
(including in negligence) for the consequences for any person
acting, or refraining from acting, on such information prior to the
receipt by those persons of subsequent written confirmation.

If you have received this e-mail message in error, please notify us
immediately by telephone. Please also destroy and delete the message
from your computer.

Any form of unauthorised reproduction, dissemination, copying, disclosure,
modification, distribution and/or publication of any part of this e-mail
message (or attachments transmitted with it) by the addressee(s) is
strictly prohibited.

Please be advised that North Ayrshire Council's incoming and outgoing
e-mail is subject to regular monitoring.
North Ayrshire Council plan to decommission all gcsx email in the very near future, but be assured as members of the UK Governments' Secure Blueprint (SEB) all emails will remain secure.

"This footnote also confirms that this email message has been swept for the presence of computer viruses and malicious content."

Dear Jamie Mann

Thank you for your correspondence which was received by North Ayrshire
Council, requesting information.

North Ayrshire Council acknowledges receipt of your request and will
respond to you within 20 working days as required by the Freedom of
Information (Scotland) Act 2002 (please note day 1 of your request is the
first working day after receipt of your request). We will contact you if
we require any further information or clarification from you.

If your request is regarding information which is considered environmental
information the Environmental Information (Scotland) Regulations 2004
(EISR) will also apply. Both EISR and FOISA provide similar rights to
access information and place requirements on the Council to consider
requests and to provide information.

The Council will now consider your request and identify any relevant
records held. Please note, should your request relate to environmental
information in terms of Section 7 of the Regulations (complex or
voluminous requests), the Council may extend the timescale to 40 working
days. We will write to you as soon as possible after receipt of your
request to advise if this is the case.

The information supplied in your request will only be accessed by North
Ayrshire Council staff and will be retained for the purposes of processing
your request for information and related purposes and for statistical and
audit purposes. The information will be held by North Ayrshire Council in
accordance with the provisions of the Data Protection Act 2018.

Yours sincerely

FOI Co-ordinator

*  Please help reduce waste.  Don't print this email unless absolutely necessary.  **

This document should only be read by those persons to whom it is
addressed and is not intended to be relied upon by any person
without subsequent written confirmation of its contents. Accordingly,
North Ayrshire Council disclaim all responsibility and accept no liability
(including in negligence) for the consequences for any person
acting, or refraining from acting, on such information prior to the
receipt by those persons of subsequent written confirmation.

If you have received this e-mail message in error, please notify us
immediately by telephone. Please also destroy and delete the message
from your computer.

Any form of unauthorised reproduction, dissemination, copying, disclosure,
modification, distribution and/or publication of any part of this e-mail
message (or attachments transmitted with it) by the addressee(s) is
strictly prohibited.

Please be advised that North Ayrshire Council's incoming and outgoing
e-mail is subject to regular monitoring.
North Ayrshire Council plan to decommission all gcsx email in the very near future, but be assured as members of the UK Governments' Secure Blueprint (SEB) all emails will remain secure.

"This footnote also confirms that this email message has been swept for the presence of computer viruses and malicious content."

Dear Mr Mann,

Thank you for your request for information dated 16th January 2020 which
was received by North Ayrshire Council on 16th January 2020.

We have now completed our research for the information and the responses
to your questions are listed below.

Please see the document attached for your request and the response.

Your right to seek a review.

Should you be dissatisfied with the way in which North Ayrshire Council
has dealt with your request you have the right to ask us to review it.

You should explain why you wish a review to be carried out and should be
made within 40 working days of receipt of this response. We will then
reply within 20 working days of receipt and employees not involved in your
original request will undertake the review. If you are not satisfied with
the result of the review you then have the right to make a formal
complaint to the Scottish Information Commissioner at
http://www.itspublicknowledge.info/Appeal

Any request for a review should be made in writing in the first instance
to:

FOI /EIR Manager

Cunninghame House
Irvine
Ayrshire
KA12 8EE

Email : [email address]

The supply of documents under the terms of the Freedom of Information
(Scotland) Act 2002 does not give the applicant or whoever receives the
information any right to re-use it in such a way that might infringe the
Copyright, Designs and Patents Act 1988. This includes making multiple
copies, publishing or otherwise distributing the information to other
individuals and the public.

While efforts have been made to ensure the accuracy of this information,
its accuracy is not warranted. In particular, the Council accepts no
liability for onward sale or transfer of this information to any third
party and for any reliance placed on such information by you or by a third
party.

Yours sincerely

Samantha Alexander

Freedom of Information Co-ordinator

--------------------------------------------------------------------------

** Please help reduce waste. Don't print this email unless absolutely
necessary. **

This document should only be read by those persons to whom it is addressed
and is not intended to be relied upon by any person without subsequent
written confirmation of its contents. Accordingly, North Ayrshire Council
disclaim all responsibility and accept no liability (including in
negligence) for the consequences for any person acting, or refraining from
acting, on such information prior to the receipt by those persons of
subsequent written confirmation.

If you have received this e-mail message in error, please notify us
immediately by telephone. Please also destroy and delete the message from
your computer.

Any form of unauthorised reproduction, dissemination, copying, disclosure,
modification, distribution and/or publication of any part of this e-mail
message (or attachments transmitted with it) by the addressee(s) is
strictly prohibited.

Please be advised that North Ayrshire Council's incoming and outgoing
e-mail is subject to regular monitoring.

[1]North Ayrshire Council Website

References

Visible links
1. http://www.north-ayrshire.gov.uk/