It has come to me and my associates attention that Banks and Building Societies are all operating within their own guidelines and ignoring Government policies and regulations.

The request was refused by Bank of England.

Dear Bank of England,

These questions are all generic in nature and require full disclosure.

1] Do you regulate Banks and Building societies on their conduct on their financial instrument, which is a promissory note, commercial instrument which is a IOU, bank of England note ?

2] How do you regulate your bill of exchange act 1882 when it now common practice for Banks and Building Societies to regulate themselves when it clearly states section 83 subsection one ?

3] What training do managers of Building Societies and Banks undertake to understand promissory notes, commercial notes and bank notes which are all IOU's as lots of them do not understand ?

4] Under what law has the Bank of England note have value or substance to it ?

5] What law has a Bank or Building Society got to dishonor a promissory note that is taken out of a man/women's trust account ?

Kind regards,

peter danby and associates.

Enquiries, Bank of England

Dear Mr Danby,

We acknowledge receipt of your email dated 19 July below (our ref V 221937).

We will reply in due course.

Information Access Team, Communications Directorate
Bank of England | Threadneedle Street | London EC2R 8AH | +44 20 3461 4878
[Bank of England request email]

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Enquiries, Bank of England

1 Attachment

Dear Mr Danby

Please find attached a response to your email of 19 July below.

Yours sincerely

Information Access Team, Communications Directorate
Bank of England | Threadneedle Street | London EC2R 8AH | +44 20 3461 4878
[Bank of England request email]

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Dear Sandra Collins,

Please pass this on to the person who conducts Freedom of Information reviews.

I am writing to request an internal review of Bank of England's handling of my FOI request 'It has come to me and my associates attention that Banks and Building Societies are all operating within their own guidelines and ignoring Government policies and regulations.

Specific questions have been asked, it is not my job to contact people for the information required as i was instructed to contact the Bank of England, hence the reason for FOI requests.

You have also given me links, which are not in your own words, i would like this FOI request detailed in your own words, plus statutes/acts are by consent, common law is my choice of law of the Magna Carta 1215.

A full history of my FOI request and all correspondence is available on the Internet at this address: https://www.whatdotheyknow.com/request/i...

Regards,

peter danby & associates

Dear Sandra Collins,

Just to let you know the Financial Conduct Authority advised me to contact you for the answers, does anybody have the answers ? Looks like am being passed from pillar to pillar, who is taking responsibility for this FOI request ?

Kind regards,

peter danby and associates

Dear Sandra Collins,

If money is not backed by anything of substance / value how is it they see this as money having value ?

So in other words money is worthless, it's just a figure in someones head, so using a promissory note is exactly the same.....

Bank of England money is backed up by value of what ?

Kind regards,

peter danby & associates

Enquiries, Bank of England

Dear Mr Danby,

We acknowledge receipt of your email dated 13 August below (our ref V 224650).

We will reply in due course.

Information Access Team, Communications Directorate
Bank of England | Threadneedle Street | London EC2R 8AH | +44 20 3461 4878
[Bank of England request email]

Dear Information Access Team, Communications Directorate,

When replying to FOI requests i require a name of the man/women replying to any of my FOI request by law..

This FOI request is long overdue, and needs to addressed immediately without further delay".

Lord Denning judgement says a bill of exchange once tendered has to be treated as cash... The principle is that a bill, cheque or note is given and taken in payment as so much cash, and not as merely given a right of action for the creditor to litigate a counter-claim (see Jackson v Murphy [1887] 4 T.L.R. 92)

"We have repeatedly said in this court that a bill of exchange or a promissory note is to be treated as cash. It is to be honoured unless there is some good reason to the contrary"

(see per Lord Denning M.R. in Fielding & Platt Ltd v Selim Najjar [1969] 1 W.L.R. 357 at 361; [1969] 2 All E.R. 150 at 152, CA)

Kind regards,

peter danby and associates.

Enquiries, Bank of England

1 Attachment

Dear Mr Danby

Please find attached response to your email dated 13 August below.

Yours sincerely

Information Access Team, Communications Directorate
Bank of England | Threadneedle Street | London EC2R 8AH | +44 20 3461 4878
[Bank of England request email]

Dear Heena Rabadia ,

So you have referred me to the Prudential Regulatory Authority which has been set up by the Bank of England, now this is a conflict of interests in law, show me otherwise".

The questions put to you are also policy questions that require answering, you have not answered them, plus passing me from pillar to pillar is inexcusable. Show me the law that says you are working within the law by not answering my questions?

Are you refusing a internal review on the basis of your opinion ?

Kind regards,

peter danby and associates.

Enquiries, Bank of England

Dear Mr Danby

As explained in my letter of 2 August and Ms Rabadia's letter of 24 August, your email was not considered a valid request for information as defined under section 8(1)(c) of the Freedom of Information Act 2000.

If you are not content with the Bank of England's response, you have the right to apply directly to the Information Commission for a decision. The Information Commissioner can be contacted at the Information Commissioner's Office, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF.

Yours sincerely

Sandra Collins
Information Access Team, Communications Directorate
Bank of England | Threadneedle Street | London EC2R 8AH | +44 20 3461 4878
[Bank of England request email]

Dear Sandra Collins,

It is quite apparent that you will not answer genuine questions, or even acknowledge Lord Denning judgement, says a bill of exchange once tendered has to be treated as cash... The principle is that a bill, cheque or note is given and taken in payment as so much cash, and not as merely given a right of action for the creditor to litigate a counter-claim (see Jackson v Murphy [1887] 4 T.L.R. 92)

"We have repeatedly said in this court that a bill of exchange or a promissory note is to be treated as cash. It is to be honoured unless there is some good reason to the contrary"

(see per Lord Denning M.R. in Fielding & Platt Ltd v Selim Najjar [1969] 1 W.L.R. 357 at 361; [1969] 2 All E.R. 150 at 152, CA)

This will be followed up in due coarse.

Kind regards,

peter danby and associates

Enquiries, Bank of England

1 Attachment

Dear Mr Danby

Please find attached a letter in respect of your email of 19 July.

Yours sincerely

Information Access Team, Communications Directorate
Bank of England | Threadneedle Street | London EC2R 8AH | +44 20 3461 4878
[Bank of England request email]

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Dear Jackie Walmsley,

I have contacted the financial Conduct Authority regarding the information contained within this FOI request and you both pass me from pillar to pillar passing me to one another". It does not surprise me as none of you want to be made accountable for the truthful questions i have put to you.

Interesting link you might like to listen >> https://youtu.be/bOMllJe6SC0

Here are case laws located below.

A Lord Denning judgement that says a bill of exchange once tendered has to be treated as cash... The principle is that a bill, cheque or note is given and taken in payment as so much cash, and not as merely given a right of action for the creditor to litigate a counter-claim (see Jackson v Murphy [1887] 4 T.L.R. 92)

"We have repeatedly said in this court that a bill of exchange or a promissory note is to be treated as cash. It is to be honoured unless there is some good reason to the contrary"

(see per Lord Denning M.R. in Fielding & Platt Ltd v Selim Najjar [1969] 1 W.L.R. 357 at 361; [1969] 2 All E.R. 150 at 152, CA)

WHO IS RESPONSIBLE FOR GETTING THE CORRECT INFORMATION TO MY FOI REQUEST ?

peter danby & associates

Dear Jackie Walmsley,

I have been in touch with the Financial Conduct Authority retrospectively with more or less the same questions put to you and you keep passing me from pillar to pillar as if not wanting to take responsibility for the questions i put to you".

If you would answer the questions concisely in your own words, never mind adding links all the time, true transparency would clarify my questions and would stop this ongoing".

Kind regards,

peter danby and associates

Enquiries, Bank of England

Dear Mr Danby

We acknowledge receipt of your emails dated 21 and 22 November (our ref V
233492).

We will respond in due course.

Information Access Team, Communications Directorate

Bank of England | Threadneedle Street | London EC2R 8AH | +44 20 3461 4878

[1][Bank of England request email]

 

 

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References

Visible links
1. mailto:[Bank of England request email]
2. http://www.bankofengland.co.uk/

Enquiries, Bank of England

1 Attachment

Dear Mr Danby

 

Please find attached response to your emails dated 21 and 22 November.

 

Yours sincerely

 

Information Access Team, Communications Directorate

Bank of England | Threadneedle Street | London EC2R 8AH | +44 20 3461 4878

[1][Bank of England request email]

 

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References

Visible links
1. mailto:[Bank of England request email]
2. http://www.bankofengland.co.uk/

Dear Mr J R E Foot man,

Your definition of a promissory note is very vague to be honest, if you do research their is lots of information purporting contrary to you're reply.

I also have a colleague who paid a court fine with a promissory note, and it was accepted as legal tender by the court, your reply is clearly no coherent with the research me and my associates have been doing on the promissory note.

Question three, you say you hold no information, so who does have the information ?

What assets does the Bank of England have as value to the English currency? I would like to see a attachment to show the UK government as securities in a document please ?

Are you saying the UK has not been bankrupt since 1931, show me the evidence for and on the record please? I would like full disclosure please".

Yours sincerely,

peter danby and associates

Enquiries, Bank of England

1 Attachment

Dear Mr Danby

Please find attached a response to your email of 3 December below.

Yours sincerely

Information Access Team, Communications Directorate
Bank of England | Threadneedle Street | London EC2R 8AH | +44 20 3461 4878
[Bank of England request email]

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Dear Mr J R E Footman,

So you do not consider a court accepting a promissory note and accepting it as a precedent in LAW ?

So you are saying only Bank of England money is legal tender, but you accept other currencies in exchange for the Bank of England currency, so why do you not accept a promissory note as a alternative currency ? So are you saying that a court accepting a promissory note is of no significance to you for and on the record ?

It is also not my job to state where i got my information from, it should be readily available to you.

I would like to see a attachment to show the UK government as securities in a document please ?

What assets does the Bank of England have as value to the English currency? I would like to see a attachment to show the UK government as securities in a document please, as you are stating that Banks and Building Societies hold this information, where is the link ?

From my perspective one does not know what the other knows, (left to right) thus the confusion as to what is lawful and what is legal. In other words in response to your recent reply, continuity is a for gone conclusion and evidence exists that back up what am saying. Show me the law that states otherwise ?

Furthermore a person is a legal entity, we all know what a trust account is in the legal name......

Yours sincerely,

peter danby and associates

Enquiries, Bank of England

Dear Mr Danby

Further to your email of 7 December, we have nothing to add to our previous responses.

Yours sincerely

Information Access Team, Communications Directorate
Bank of England | Threadneedle Street | London EC2R 8AH | +44 20 3461 4878
[Bank of England request email]

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Dear Information Access Team, Communications Directorate,

Do you have a name of man/women replying ? As your latest response is not acceptable".

Kind regards,

peter danby & associates

Dear Bank of England,

Please pass this on to the person who conducts Freedom of Information reviews.

I am writing to request an internal review of Bank of England's handling of my FOI request 'It has come to me and my associates attention that Banks and Building Societies are all operating within their own guidelines and ignoring Government policies and regulations.'.

I would like a copy (link) of a full letter headed Bank of England document regarding my questions, not a document that is covered and not giving full disclosure please.

A full history of my FOI request and all correspondence is available on the Internet at this address: https://www.whatdotheyknow.com/request/i...

Kind regards,

peter danby & associates

Enquiries, Bank of England

2 Attachments

Dear Mr Danby

Please find attached copies of the Internal review responses which were sent on 30 November 2017 and 7 December 2017.

Yours sincerely

Wendy Galvin
Information Access Team, Communications Directorate
Bank of England | Threadneedle Street | London EC2R 8AH | +44 20 3461 4878
[Bank of England request email]

show quoted sections

Dear Wendy Galvin,

I do not accept your recent response as full disclosure, and no official document from the ombudsman is showing other than the J R E Footman Secretary of the Bank stating what he has written.
Plus i have contacted the financial services ombudsman department and they have explained it's the Bank of England responsibility, so who is going to accept liability ?

peter danby and associates

Enquiries, Bank of England

Dear Mr Danby

Thank you for your email of 22 January addressed to Wendy Galvin.

As Mr Footman highlighted in his letters of 30 November 2017 and 7 December 2017, you have the right to appeal to the Information Commissioner’s Office (‘ICO’) if you are unhappy with our response to your internal review. Contact details for the ICO were provided at the bottom of each of Mr Footman’s letters.

I am sorry but there is nothing further we can add.

Yours sincerely
Jackie Walmsley

Information Access Team, Communications Directorate
Bank of England | Threadneedle Street | London EC2R 8AH | +44 20 3461 4878
[Bank of England request email]

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