i need to find out who the mortgage lender is, on a property I do not own

Helena McKeown made this Freedom of Information request to HM Land Registry This request has been closed to new correspondence. Contact us if you think it should be reopened.

2 followers

Response to this request is long overdue. By law, under all circumstances, HM Land Registry should have responded by now (details). The person who made the request can complain by requesting an internal review.

Dear Land Registry,
I need to advise a mortgage lender of some important covenants being broken on a property,
but I do not know who the lender is.....can you supply this information if I supply the address?

Yours faithfully,
Helena McKeown

LR Reference 160721-003024

Response By E-mail (Lesley Morrow) (22/07/2016 11.21)
Dear Ms MKeown
Thank you for your enquiry dated 21 July 2016
Order title plans or registers online
If you have an address or [1]title number (our unique identifying
reference) for the property, you may use our [2]online property search.
Enter the postal address or title number of the property and once you have
registered for the service you can view and download an electronic copy of
its title register.
It costs £3 for the title register and £3 for a title plan, payable by
major credit or debit cards. The title register you download won't be an
'official copy' of the register so it can't be used as evidence in a
court.

Order title plans or registers by post
Alternatively, you can request an official copy of the register by
completing [3]form OC1 and posting it to us. Enter the details of the
land/property and the title number (our unique identifying reference) if
you have it, then enter your own details into the applicant fields. If the
land/property is registered, we will post you an official copy of the
title register. Official copies are admissible in court as evidence. The
fees for this service are £7 for an official copy of the title register
and/or £7 for an official copy of the title plan.
If you do not know the title number of the land/property you must write
'Please supply title number' at the head of [4]form OC1 . We will then
complete a search to establish if the property is registered.
We will reject applications with 'Please supply title number' written at
the head of the form if:

• they contain a non-postal address (for instance 'land on the west
side of High Street, Anytown' or '33 Cannon Road and land adjoining,
Anytown')
• they are accompanied by a plan that does not match the property
description
• they reveal more than five title numbers.

If we are unable to process your OC1 application, because we cannot
identify the land/property we will request that you apply for a 'search of
the index map' using form SIM. We keep a computerised map based on the
Ordnance Survey map. This map (the 'index map') provides an index of
registered land/property. We use this map to carry out a 'search of the
index map'.
The fee for this service is £4 when:

• no registered titles are revealed, or
• five or fewer registered title numbers are revealed.

If your search reveals more than five title numbers, the fee will vary
depending on the number of title numbers revealed.

Further information on how to lodge a SIM application is available in
[5]Practice Guide 10 – Official searches of the index map .

If the result of the search of the index map shows that the land/property
is registered, we will send you details of the title number(s) (our unique
identifying reference) of the land/property and once you have registered,
you may then apply for copies of the title register and/or title plan by
entering the title number you obtained from us using the 'Detailed
enquiry' tab on our online service [6]Find a property or by completing
[7]form OC1 and posting it to us.

[8]Find out where to send your registration applications.

Yours Sincerely

Lesley Morrow
Durham CCC 1
Telephone: 0300 0060411
Customer By E-mail (Gurmale Sondh) (21/07/2016 14.59)
From: Helena McKeown
[[9]mailto:[FOI #347173 email]]
Sent: 21 July 2016 12:35
To: _FOI email address <[10][email address]>
Subject: Freedom of Information request - i need to find out who the
mortgage lender is, on a property I do not own

Dear Land Registry,
I need to advise a mortgage lender of some important covenants being
broken on a property, but I do not know who the lender is.....can you
supply this information if I supply the address?

Yours faithfully,
Helena McKeown

-------------------------------------------------------------------

Please use this email address for all replies to this request:
[11][FOI #347173 email]

Is [12][Land Registry request email] the wrong address for Freedom of
Information requests to Land Registry? If so, please contact us using this
form:
[13]https://www.whatdotheyknow.com/change_re...

Disclaimer: This message and any reply that you make will be published on
the internet. Our privacy and copyright policies:
[14]https://www.whatdotheyknow.com/help/offi...

[---001:003623:35452---]

References

2 followers

Help us protect your right to hold public authorities to account. Donate and support our work.

Donate Now

i need to find out who the mortgage lender is, on a property I do not own

We work to defend the right to FOI for everyone

Act on what you've learnt

Requests like this

Information regarding land at Callerton Lane, Ponteland OS ref NZ162713

Ownership of Land Surrey

Court Order for Sale

Land ownership

Behind the curtain - equitable titles

Public Land Holding in Powys

Are the Insolvency Rules still in force ?

Land Sale Price

Property information

Land Registry NGL241053 CALDERS WHARF

WhatDoTheyKnow