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Homeowners Behind on Mortgage Payments

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Dear Stoke on Trent City Council,

I hope you are well,

I am looking for data on homeowners that are behind on their mortgage repayments.

They have a court hearing and have fallen into arrears.
We buy houses quickly so we want to offer the venders a solution to this as well as our services.

I know the court hearings are public data and it can be requested, so could you please supply us with this data?

We look forward to hearing from you
Regards

Yours faithfully,

Sarah Horrod

FOI, Stoke on Trent City Council

Dear Ms Horrod

 

Your request for information ref. SOT82275 about homeowners that are
behind on their mortgage payments.

 

We have considered your request and confirm that the information you are
asking for is exempt under section 40 of the Act and will not be provided.

 

Section 40(2) (personal information) allows a public authority to withhold
information if its release would contravene the principles of the Data
Protection Act. This exemption has been applied to the information you
have requested as this is considered personal information.

 

If you are unhappy with the service you have received in relation to your
request and wish to make a complaint or request a review of our decision,
you should write to: The Information Rights Manager, Information Rights
Team, Stoke-on-Trent City Council, Floor 2, Civic Centre, Glebe Street,
ST4 1HH, or email [1][Stoke on Trent City Council request email].

 

If, after contacting us, you are not content with the outcome, you may ask
the Information Commissioner for a decision. Before doing this, please see
the following link for guidance from the Information Commissioner relating
to how to use your information rights responsibly and effectively, to
enable you to gain the best outcome from the process -
[2]http://ico.org.uk/for_the_public.

 

Generally, the Information Commissioner cannot make a decision unless you
have already used our internal review procedure. The Information
Commissioner can be contacted at: The Information Commissioner’s Office,
Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF, tel: 0303 123
1113 or you can visit their website at
[3]https://ico.org.uk/make-a-complaint/

 

You can find details of how we handle your personal information by
visiting [4]www.stoke.gov.uk/dataprotection

Yours sincerely

 

Information Rights Team

 

Information Rights

City of Stoke-on-Trent

Floor 2 Civic Centre Glebe Street Stoke-on-Trent ST4 1HH

T: 01782 232853, 01782 233020, 01782 233732, 01782 235965

E: [5][Stoke on Trent City Council request email]

 

Request

Dear Stoke on Trent City Council,

I hope you are well,

I am looking for data on homeowners that are behind on their mortgage
repayments.

They have a court hearing and have fallen into arrears.
We buy houses quickly so we want to offer the venders a solution to this
as well as our services.

I know the court hearings are public data and it can be requested, so
could you please supply us with this data?

We look forward to hearing from you
Regards

Yours faithfully,

Sarah Horrod

 

 

Winner – UK Housing Awards Council of the Year 2019

Being a foster carer is truly life changing. If you have a spare room and
spare time, even as little as one weekend a month, you can make a real
difference to a child’s life.

Fostering for Stoke-on-Trent City Council offers a rewarding career with
comprehensive training and guidance. [6]Click here for more information.

Manage your council tax online and sign up for paperless billing with our
new online account at [7]www.stoke.gov.uk/onlineaccount - and access it
using the MyStoke app, putting fly-tipping, and litter reporting in your
hands at the touch of a button. Available in the [8]App Store and on
[9]Google Play

show quoted sections

 

References

Visible links
1. mailto:[Stoke on Trent City Council request email]
2. http://ico.org.uk/for_the_public
3. https://ico.org.uk/make-a-complaint/
4. http://www.stoke.gov.uk/dataprotection
5. mailto:[Stoke on Trent City Council request email]
6. https://www.stoke.gov.uk/info/20044/fost...
7. http://www.stoke.gov.uk/onlineaccount
8. https://itunes.apple.com/us/app/my-stoke...
9. https://play.google.com/store/apps/detai...

We don't know whether the most recent response to this request contains information or not – if you are Sarah Horrod please sign in and let everyone know.