FOI request - banking and insurance
Dear Freedom of Information Officer,
I am writing to make a request for information under the Freedom of Information Act 2000.
I would like to request the following information:
1. The names of all banking providers that this institution has used in the past two financial years (1st April 2022 – 1st April 2024).
2. The services that were used from the above banking providers in the past two financial years (1st April 2022 – 1st April 2024).
Banking provider refers to: an institution that deals in money and its substitutes which provides money-related services including but not limited to accepting deposits, making loans and providing credit card services.
3. The name of the insurance company or companies that currently provide your institution with the following types of insurance coverage:
Employers’ liability insurance
Public liability insurance
Professional indemnity insurance
Officials Indemnity
Business Interruption
Property Owners
Personal Accident
Casualty
Motor/Vehicle
Fine Art
Property
Event
Travel
Crime
Terrorism
Excess Liability
4. Any other type of insurance not listed above - please provide the name of the company together with the type of the insurance cover
5. The start and end dates of the current insurance contract(s) for each type of insurance coverage listed above
Please provide the requested information in the order listed above. If the cost of complying with this request exceeds the appropriate limit as stated in section 12 of the Freedom of Information Act, please respond with as much information as possible within the limit, following the order of priority I have specified.
If any of this information is already publicly available, please provide a link or reference to where I can find it.
If you need any clarification or have any questions about my request, please don't hesitate to contact me. I would prefer to receive the information electronically, if possible.
Thank you for your assistance with this request. I look forward to your response within the statutory 20 working days.
Yours faithfully,
Monika Nielsen
Diolch ichi am eich gohebiaeth. Sylwch na fydd yr ohebiaeth yn cael ei
hailgyfeirio.
Oherwydd ôl-groniad o waith newydd a phroblemau sy’n parhau o ran adnoddau
yn Nhîm Gwybodaeth y Cyngor, ar hyn o bryd nid ydym yn gallu cydnabod
gohebiaeth newydd yn syth pan fydd yn ein cyrraedd. Gallwn eich sicrhau
ein bod wedi cael eich gohebiaeth ac y bydd y tîm yn rhoi sylw i’ch mater
cyn gynted ag y gallwn.
Rydym yn gweithio’n galed i wella’r sefyllfa. Diolch ichi am eich amynedd.
Thank you for your correspondence, please note this will not be
redirected.
Due to a backlog of new work and ongoing resource issues within the
Council’s Information Team, we are not currently able to acknowledge new
correspondence as soon as it is received. Please be assured that your
correspondence has been received and will be dealt with by the team as
soon as we are able to.
We are working hard to improve the situation and thank you for your
patience.
══════════════════════════════════════════════════════════════════════════
This e-mail and any attachments transmitted with it represents the
views of the individual(s) who sent them and should not be regarded
as the official view of Bridgend County Borough Council. The contents
are confidential and intended solely for the use of the addressee. If
you have received it in error, please inform the system administrator
[email address]
This e-mail and any attachments have been scanned.
══════════════════════════════════════════════════════════════════════════
Mae'r e-bost hwn ac unrhyw atodiadau a drosglwyddir gydag ef yn
cynrychioli
safbwyntiau'r unigolyn a'i anfonodd (unigolion a'u hanfonodd) ac ni ddylid
eu
hystyried fel safbwynt swyddogol Cyngor Bwrdeistref Sirol Pen-y-bont ar
Ogwr.
Mae'r cynnwys yn gyfrinachol ac wedi'i fwriadu ar gyfer y sawl y'i
cyfeiriwyd
ato yn unig. Os ydych wedi ei dderbyn mewn camgymeriad, rhowch wybod i
weinyddwr
y system ar [email address]
Mae'r e-bost hwn ac unrhyw atodiadau wedi cael eu sganio.
Dear Monika Nielsen
FOI REQUEST FOI001-6184
We acknowledge your request for information received on 15 August 2024.
Firstly, please accept our apologies for the delay in sending this
acknowledgement, we are currently working through a large backlog of
requests.
We are considering your request and you should receive a response within
the statutory timescale of 20 working days, unless the information is
exempt or we require additional time to consider whether disclosure is in
the public interest in accordance with section 2 of the Freedom of
Information Act.
We will try to supply information in electronic format by email, but if
this is not possible we will let you know. If you have any special
requirements e.g. language, audio, large print, etc. then please let us
know.
The Act defines a number of exemptions which may prevent release of the
information you have requested. Before we provide the information we will
consider whether it is proper to release it and if any of the exemption
categories do apply then the information will not be released. We will
tell you if this is the case, and you will have a right of appeal.
If the information you request contains reference to a third party then
they may be consulted prior to a decision being taken on whether or not to
release the information to you. We will tell you if this is the case.
You may have to pay a fee for this information. We will consider this and
let you know. If so you will have to pay the fee before we process and
release the information.
If you have any queries or concerns, then please contact me directly. You
can find out more about the Act from the Information Commissioner at:
Information Commissioner’s Office – Wales 2nd Floor Churchill House
Churchill Way Cardiff
CF10 2HH
Telephone: 02920 678400 Fax: 02920 678399
Email: [1][email address]
Website: [2]https://ico.org.uk/
Yours sincerely
Ffion Walker Ffon / Phone: (01656) 643603
Cynorthwyydd Gwybodaeth | Information Ffacs / Fax: (01656) 657899
Assistant
Cyfarwyddiaeth y Prif Weithredwr| Chief
Executive’s Directorate E-bost / E-Mail
[3][Bridgend County Borough Council request email]
Cyngor Bwrdeistref Sirol Pen-Y-Bont ar Ogwr |
Bridgend County Borough Council Gwefan / Website:
[4]www.bridgend.gov.uk
Dear Monika Nielsen
With regards to your request for information received on 15 August 2024, I
would be grateful if you could clarify the following:
Can you confirm if you also wants detail of BCBC investment activities
carried out with banks as it does have investments with banks as well?
If I do not receive clarification from you within one month, I will close
the file.
I look forward to hearing from you.
Yours sincerely
Tina Delaney
Y Swyddfa Rhyddid Gwybodaeth | Freedom of Information Office
Cyfarwyddiaeth y Prif Weithredwr| Chief Executive’s Directorate
Cyngor Bwrdeistref Sirol Pen-Y-Bont ar Ogwr | Bridgend County Borough
Council
Ffon / Phone: (01656) 643473
Ffacs / Fax: (01656) 657899
E-bost / E-Mail [Bridgend County Borough Council request email]
Gwefan / Website: www.bridgend.gov.uk
══════════════════════════════════════════════════════════════════════════
This e-mail and any attachments transmitted with it represents the
views of the individual(s) who sent them and should not be regarded
as the official view of Bridgend County Borough Council. The contents
are confidential and intended solely for the use of the addressee. If
you have received it in error, please inform the system administrator
[email address]
This e-mail and any attachments have been scanned.
══════════════════════════════════════════════════════════════════════════
Mae'r e-bost hwn ac unrhyw atodiadau a drosglwyddir gydag ef yn
cynrychioli
safbwyntiau'r unigolyn a'i anfonodd (unigolion a'u hanfonodd) ac ni ddylid
eu
hystyried fel safbwynt swyddogol Cyngor Bwrdeistref Sirol Pen-y-bont ar
Ogwr.
Mae'r cynnwys yn gyfrinachol ac wedi'i fwriadu ar gyfer y sawl y'i
cyfeiriwyd
ato yn unig. Os ydych wedi ei dderbyn mewn camgymeriad, rhowch wybod i
weinyddwr
y system ar [email address]
Mae'r e-bost hwn ac unrhyw atodiadau wedi cael eu sganio.
Dear foi,
I can confirm that we also want detail of BCBC investment activities carried out with banks
Yours sincerely,
Monika Nielsen
Diolch ichi am eich gohebiaeth. Sylwch na fydd yr ohebiaeth yn cael ei
hailgyfeirio.
Oherwydd ôl-groniad o waith newydd a phroblemau sy’n parhau o ran adnoddau
yn Nhîm Gwybodaeth y Cyngor, ar hyn o bryd nid ydym yn gallu cydnabod
gohebiaeth newydd yn syth pan fydd yn ein cyrraedd. Gallwn eich sicrhau
ein bod wedi cael eich gohebiaeth ac y bydd y tîm yn rhoi sylw i’ch mater
cyn gynted ag y gallwn.
Rydym yn gweithio’n galed i wella’r sefyllfa. Diolch ichi am eich amynedd.
Thank you for your correspondence, please note this will not be
redirected.
Due to a backlog of new work and ongoing resource issues within the
Council’s Information Team, we are not currently able to acknowledge new
correspondence as soon as it is received. Please be assured that your
correspondence has been received and will be dealt with by the team as
soon as we are able to.
We are working hard to improve the situation and thank you for your
patience.
══════════════════════════════════════════════════════════════════════════
This e-mail and any attachments transmitted with it represents the
views of the individual(s) who sent them and should not be regarded
as the official view of Bridgend County Borough Council. The contents
are confidential and intended solely for the use of the addressee. If
you have received it in error, please inform the system administrator
[email address]
This e-mail and any attachments have been scanned.
══════════════════════════════════════════════════════════════════════════
Mae'r e-bost hwn ac unrhyw atodiadau a drosglwyddir gydag ef yn
cynrychioli
safbwyntiau'r unigolyn a'i anfonodd (unigolion a'u hanfonodd) ac ni ddylid
eu
hystyried fel safbwynt swyddogol Cyngor Bwrdeistref Sirol Pen-y-bont ar
Ogwr.
Mae'r cynnwys yn gyfrinachol ac wedi'i fwriadu ar gyfer y sawl y'i
cyfeiriwyd
ato yn unig. Os ydych wedi ei dderbyn mewn camgymeriad, rhowch wybod i
weinyddwr
y system ar [email address]
Mae'r e-bost hwn ac unrhyw atodiadau wedi cael eu sganio.
Dear Monika Nielson
FREEDOM OF INFORMATION REQUEST FOI001-6184
We refer to your email dated 15 August 2024 which contained a request for
information as set out in italics below. Firstly, please accept our
apologies for the delay in responding to you. Following consideration of
your request, in accordance with the Freedom of Information Act 2000, I
respond to each point as follows:
I would like to request the following information:
1. The names of all banking providers that this institution has used in
the past two financial years (1st April 2022 – 1st April 2024).
Barclays PLC
2. The services that were used from the above banking providers in the
past two financial years (1st April 2022 – 1st April 2024).
Barclays PLC were used for Banking Services Including Credit Cards And
Purchase Cards/Loans And Investment.
In so far as investments were concerned, during the period requested, (1st
April 2022 – 1st April 2024) the Council have used the following banks:
Barclays
Handelsbanken
Lloyds
DBS Bank Ltd
LBW (Landesbank Baden-Wuerttemberg)
As per the Council’s TM Strategy the objectives are as follows:
to maintain capital security
to maintain portfolio liquidity so funds are available when expenditure is
needed
to achieve yield on investments
Banking provider refers to: an institution that deals in money and its
substitutes which provides money-related services including but not
limited to accepting deposits, making loans and providing credit card
services.
3. The name of the insurance company or companies that currently provide
your institution with the following types of insurance coverage:
Employers’ liability insurance QBE Insurance
Public liability insurance QBE Insurance
Professional indemnity insurance QBE Insurance
Officials Indemnity QBE Insurance
Business Interruption Travelers
Property Owners Travelers
Personal Accident Zurich
Casualty QBE
Motor/Vehicle QBE
Fine Art
Travelers
Property Travelers
Event N/A
Travel Zurich
Crime QBE
Terrorism Lloyds of
London
Excess Liability N/A
Medical Malpractice Beazley
4. Any other type of insurance not listed above - please provide the name
of the company together with the type of the insurance cover
Not applicable
5. The start and end dates of the current insurance contract(s) for each
type of insurance coverage listed above
31/04/2024 to 30/03/2025
I hope this response satisfies your request. If you are dissatisfied with
the handling of the request, under the Freedom of Information Act 2000 you
have the right to request a review of the Council’s response to your
request for information. If you wish to request a review, please write to
the below address or email [1][Bridgend County Borough Council request email] . Following ICO
guidance, a request for a review must be made within 2 months of a
response being received.
Monitoring Officer
Bridgend County Borough Council
Civic Offices,
Angel Street
Bridgend, CF31 4WB
If you remain dissatisfied with the outcome of that review, you may seek
further recourse by lodging an appeal with the Information Commissioner
at:
Information Commissioner's Office
Wycliffe House
Water Lane
Wilmslow
Cheshire
SK9 5AF
Tel: 0303 123 1113
E:mail : [2][email address]
Website: [3]www.ico.org.uk
Yours sincerely
--
Freedom of Information Office
Bridgend County Borough Council
Level 4, Civic Offices
Angel Street
Bridgend
CF31 4WB
Tel: 01656 643565
Email: [4][Bridgend County Borough Council request email]
══════════════════════════════════════════════════════════════════════════
This e-mail and any attachments transmitted with it represents the
views of the individual(s) who sent them and should not be regarded
as the official view of Bridgend County Borough Council. The contents
are confidential and intended solely for the use of the addressee. If
you have received it in error, please inform the system administrator
[email address]
This e-mail and any attachments have been scanned.
══════════════════════════════════════════════════════════════════════════
Mae'r e-bost hwn ac unrhyw atodiadau a drosglwyddir gydag ef yn
cynrychioli
safbwyntiau'r unigolyn a'i anfonodd (unigolion a'u hanfonodd) ac ni ddylid
eu
hystyried fel safbwynt swyddogol Cyngor Bwrdeistref Sirol Pen-y-bont ar
Ogwr.
Mae'r cynnwys yn gyfrinachol ac wedi'i fwriadu ar gyfer y sawl y'i
cyfeiriwyd
ato yn unig. Os ydych wedi ei dderbyn mewn camgymeriad, rhowch wybod i
weinyddwr
y system ar [email address]
Mae'r e-bost hwn ac unrhyw atodiadau wedi cael eu sganio.
References
Visible links
1. mailto:[Bridgend County Borough Council request email]
2. mailto:[email address]
3. http://www.ico.org.uk/
4. mailto:[Bridgend County Borough Council request email]
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