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Joel M Benjamin

Ymunodd â(g) WhatDoTheyKnow yn 2015

Anfon neges i Joel M Benjamin

Mewngofnodi i newid cyfrinair, tanysgrifiadau a mwy (Joel M Benjamin yn unig)

This person's Freedom of Information requests (approximately 706)

Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Wirral Metropolitan Borough Council i Joel M Benjamin ar 13 Medi 2023.

Yn aros am gael ei ddosbarthu.

Dear Mr Benjamin,   Please accept my sincere apologies for the delays in processing your internal review request.   I have now been able to review...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Flintshire County Council i Joel M Benjamin ar 07 Medi 2023.

Yn aros am gael ei ddosbarthu.

Dear Mr Benjamin   Further to your Freedom of Information request F21187 and subsequent request for internal review, I have now concluded my revie...
Please provide Hackney Councillors Declaration of Cllr Interests Forms - 2021-23
Dilynol a anfonwyd at Hackney Borough Council gan Joel M Benjamin ar 04 Medi 2023.

Rhannol lwyddiannus.

Dear London Borough of Hackney, Please note a response to my previous email pointing to the inadequacy of your reply is now due. If I do not have a r...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Haringey Borough Council i Joel M Benjamin ar 14 Awst 2023.

Yn aros am gael ei ddosbarthu.

Dear Joel Benjamin, Re: Freedom of Information Act Request ref: LBH/13824823 I am writing regarding your request for information in which you asked...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Ealing Borough Council i Joel M Benjamin ar 09 Awst 2023.

Yn aros am gael ei ddosbarthu.

Our ref: 23-0345   Dear Joel M Benjamin,   Please find attached our completed response to your Internal Review request.   Please accept ou...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Bexley Borough Council i Joel M Benjamin ar 14 Gorffennaf 2023.

Yn aros am gael ei ddosbarthu.

Information request Our reference: 13615924 ══════════════════════════════════════════════════════════════════════════   Dear Mr Benjamin   Ple...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Durham County Council i Joel M Benjamin ar 13 Gorffennaf 2023.

Gwrthodwyd.

Dear Mr Benjamin Please accept my apologies. I thought I had sent this as I had completed it last month. I realized today, this had not been sent but...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan South Tyneside Metropolitan Borough Council i Joel M Benjamin ar 30 Mehefin 2023.

Gwrthodwyd.

Dear Mr Benjamin Please find attached the Council’s response to your request for an Internal Review. We apologise for the delay in providing the info...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Hounslow Borough Council i Joel M Benjamin ar 28 Mehefin 2023.

Rhannol lwyddiannus.

Dear Joel M Benjamin,   Please find attached additional document which I had in error omitted from the response provided to you on 01^st June 2023...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Bath and North East Somerset Council i Joel M Benjamin ar 28 Mehefin 2023.

Rhannol lwyddiannus.

Dear Mr Benjamin,   Please find our internal review response to your recent information request.   Regards   Bath & North East Somerset Cou...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Buckinghamshire Council i Joel M Benjamin ar 20 Mehefin 2023.

Gwrthodwyd.

Information request Our reference: 3419927 ══════════════════════════════════════════════════════════════════════════ Dear Joel Benjamin   Pleas...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Islington Borough Council i Joel M Benjamin ar 14 Mehefin 2023.

Gwrthodwyd.

      Information request Our reference: 3169456  ══════════════════════════════════════════════════════════════════════════ Dear M Benjamin  ...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Tameside Metropolitan Borough Council i Joel M Benjamin ar 12 Mehefin 2023.

Gwrthodwyd.

    Dear M Benjamin   Please find  my FOI internal review attached for your consideration   Suzanne Antrobus Head of Legal Services Leg...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Brent Borough Council i Joel M Benjamin ar 09 Mehefin 2023.

Gwrthodwyd.

[1]brentlogo1 (227×84)   Tel: 020 8937 1487 Email: [email address] Web: [2]https://www.brent.gov.uk/your-council/ Our Ref: IRC-29177-R3P0R6 Dear...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Cumbria County Council i Joel M Benjamin ar 09 Mehefin 2023.

Llwyddiannus.

Sent on behalf of Cumbria County Council Dear Joel M Benjamin  Freedom of Information Act 2000 Reference: FOI-102840-2023 Please see attached for...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Nottinghamshire County Council i Joel M Benjamin ar 09 Mehefin 2023.

Gwrthodwyd.

Dear Mr Benjamin I am writing to you in reply to your Freedom of Information Act 2000 (FOIA) request to Nottinghamshire County Council. Firstly, I a...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Warwickshire County Council i Joel M Benjamin ar 07 Mehefin 2023.

Gwrthodwyd.

Dear Mr Benjamin   Please find attached a letter setting out the outcome of my internal review of the Council’s response to your request under the...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan City of London Corporation i Joel M Benjamin ar 07 Mehefin 2023.

Gwrthodwyd.

Dear Joel M Benjamin, Following your request for an independent review concerning the handing of your FOIA request of 20 March 2023 the City of London...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Scottish Borders Council i Joel M Benjamin ar 07 Mehefin 2023.

Rhannol lwyddiannus.

Dear Joel M Benjamin   Please find attached the Council’s response to your review request.   Kind regards Jenna Waldie   Jenna Waldie I...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Kent County Council i Joel M Benjamin ar 07 Mehefin 2023.

Gwrthodwyd.

  Information request Our reference: 36690741 ══════════════════════════════════════════════════════════════════════════ Dear Mr Benjamin   Th...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Torfaen County Borough Council i Joel M Benjamin ar 07 Mehefin 2023.

Yn hwyr iawn

Link: [1]File-List Link: [2]Edit-Time-Data Dear Mr Benjamin   Further to your e-mail below, requesting information under the Freedom of Informa...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Royal Borough of Windsor and Maidenhead i Joel M Benjamin ar 06 Mehefin 2023.

Rhannol lwyddiannus.

Dear Joel M Benjamin RE: Eir 196501-351216 Thank you for submitting your recent information request. The response to your request and any associat...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Powys County Council i Joel M Benjamin ar 05 Mehefin 2023.

Gwrthodwyd.

Dear Mr Benjamin   Please find attached Powys County Council’s response to your request for an internal review.  We apologise for the delay in pro...
Correspondence with investment consultants & information on managing pension fund climate risk
Ymateb gan Suffolk County Council i Joel M Benjamin ar 05 Mehefin 2023.

Gwrthodwyd.

Dear Mr Benjamin, Thank you for your correspondence on 17 April 2023 where you requested an Internal Review following your request for information abo...
Correspondence with investment consultants & information on managing pension fund climate risk
Dilynol a anfonwyd at Royal Borough of Kensington and Chelsea gan Joel M Benjamin ar 01 Mehefin 2023.

Yn hwyr iawn

Dear Royal Borough of Kensington and Chelsea, Please note a response to this FOIA request is now weeks overdue. Please reply ASAP. Yours sincerely,...
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114 anodiad y person hwn

Correspondence with investment consultants & information on managing pension fund climate risk
Cais i East Riding of Yorkshire Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 20 Mai 2023.

Gwrthodwyd.

Refer to ICO - bogus search term used "climate" to broaden search scope when "climate risk" and "climate scenario analysis" were provided
Correspondence with investment consultants & information on managing pension fund climate risk
Cais i Richmond upon Thames Borough Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 14 Ebrill 2023.

Gwrthodwyd.

Wandsworth administer the Richmond fund, so info is not held
Correspondence with investment consultants & information on managing pension fund climate risk
Cais i Merton Borough Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 30 Mawrth 2023.

Yn hwyr iawn

Internal review contesting commercial sensitivity s43(2) exemption on public interest grounds - Note annual report lists Hymans Robertson as investment...
Correspondence with investment consultants & information on managing pension fund climate risk
Cais i Somerset Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 28 Mawrth 2023.

Gwybodaeth heb ei gadw.

Somerset is part of the Brunel Pool and is outsourcing management of climate risk to Brunel - likely in breach of fund fiduciary duty. Review for email...
Summary of Icelandic Bank Deposits Leading up to 2008 Crash
Cais i Westminster City Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 02 Ionawr 2019.

Rhannol lwyddiannus.

Referred to ICO 02/01/19
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i Birmingham City Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 28 Rhagfyr 2018.

Rhannol lwyddiannus.

Birmingham = 22.5% variable rate borrowing and 77.5% fixed rate
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i Sandwell Metropolitan Borough Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 28 Rhagfyr 2018.

Rhannol lwyddiannus.

Sandwell BC = 100% fixed rate + discusses 'internal borrowing' - "essentially at variable rate"
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i Ealing Borough Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 28 Rhagfyr 2018.

Rhannol lwyddiannus.

Fixed rate borrowing = 98.5%; variable rate = 1.5%
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i Middlesbrough Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 28 Rhagfyr 2018.

Llwyddiannus.

Variable rate borrowing = 8.9% vs 91.1% fixed rate loans
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i Westminster City Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 21 Rhagfyr 2018.

Rhannol lwyddiannus.

Westminster Council = 100% fixed rate loans
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i Dundee City Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 20 Rhagfyr 2018.

Rhannol lwyddiannus.

Fixed rate borrowing = 99% of total
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i Redbridge Borough Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 20 Rhagfyr 2018.

Rhannol lwyddiannus.

Request internal review
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i City of Edinburgh Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 19 Rhagfyr 2018.

Rhannol lwyddiannus.

Internal review - provides borrowing source not % of fixed and floating rate borrowing
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i Croydon Borough Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 19 Rhagfyr 2018.

Gwrthodwyd.

Request internal review
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i Wirral Metropolitan Borough Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 19 Rhagfyr 2018.

Rhannol lwyddiannus.

33% Fixed rate debt, 67% 'variable' rate debt (note variable includes loans were interest is fixed, but callable)
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i Manchester City Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 19 Rhagfyr 2018.

Rhannol lwyddiannus.

As at the end of September 2018, c. 40.7% of the Council’s external debt was fixed.
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i Leeds City Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 19 Rhagfyr 2018.

Rhannol lwyddiannus.

100% fixed rate borrowing
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i Camden Borough Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 19 Rhagfyr 2018.

Rhannol lwyddiannus.

Request internal review
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i Islington Borough Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 19 Rhagfyr 2018.

Rhannol lwyddiannus.

The Councils debt is 100% fixed rate borrowing
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i Royal Borough of Windsor and Maidenhead gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 19 Rhagfyr 2018.

Rhannol lwyddiannus.

100% fixed rate borrowing
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i Kent County Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 19 Rhagfyr 2018.

Rhannol lwyddiannus.

At the current time 90% is fixed and 10% of the Council’s debt is variable rate debt
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i Glasgow City Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 19 Rhagfyr 2018.

Rhannol lwyddiannus.

Over the time period from 2000/01 to 2018/19, the average ratio of fixed to variable debt has been 61% to 39%
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i Greater London Authority gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 19 Rhagfyr 2018.

Rhannol lwyddiannus.

The GLA has no floating interest rate debt, the 'elimination of uncertainty' being the primary 'advantage' of fixed rate instruments.
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i Bridgend County Borough Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 19 Rhagfyr 2018.

Rhannol lwyddiannus.

Bridgend CBC external borrowing at 14-11-18 – 80% is fixed rate and 20% is variable rate.
Choice of fixed vs floating interest rate PWLB and bank borrowing 2000-2018
Cais i Northamptonshire County Council gan Joel M Benjamin. Wedi ei anodi gan Joel M Benjamin ar 19 Rhagfyr 2018.

Rhannol lwyddiannus.

Request internal review (fixed v floating Q)
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