Wi-Fi in Schools - Commercial Public Liability Insurance Coverage

Amy Harron made this Rhyddid Gwybodaeth request to Glasswater Primary School, Crossgar

This request has been closed to new correspondence from the public body. Contact us if you think it ought be re-opened.

Roedd y cais yn llwyddiannus.

Jason Milligan
Doing business as Principal
Glasswater Primary School
6 John Street
Crossgar
Downpatrick

NOTICE TO THE PRINCIPAL IS NOTICE TO THE AGENT; NOTICE TO THE AGENT IS NOTICE TO THE PRINCIPAL

Wi-Fi in Schools - Commercial Public Liability Insurance Coverage

NOTICE OF FREEDOM OF INFORMATION ACT 2000 REQUEST

Jason Milligan,

“Due to the high risk that electromagnetic (EMF) field exposure poses, most insurance companies do not cover electromagnetic fields and have very clear “electromagnetic field exclusions.” EMFs are classified as a “pollutant” alongside smoke, chemicals and asbestos.” *

“As of February 2015, Lloyd’s of London now excludes any liability coverage for injuries, ‘directly or indirectly arising out of, resulting from or contributed to by electromagnetic fields, electromagnetic radiation, electromagnetism, radio waves or noise.’ This includes the radio frequency (RF) radiation emitting from Wi-Fi and other wireless devices in schools.”

On the 18 February 2015, CFC Underwriting LTD (UK agent for Lloyd’s of London) stated, “the Electromagnetic Fields Exclusion (Exclusion 32) is a General Insurance Exclusion and is applied across the market as standard. The purpose of the exclusion is to exclude cover for illnesses caused by continuous long-term non-ionizing radiation exposure...” ** Non-ionizing radiation is another name for wireless radio frequency (RF) radiation.

* https://ehtrust.org/key-issues/electroma...

** https://www.naturalhealth365.com/wi-fi-r...

Under the Freedom of Information Act 2000, you are requested to please provide the following:

1. Copies of all commercial Public Liability Insurance policies, providers and underwriters held by Glasswater Primary School.

2. Copies of all “Pollution Liability” or “Policy Enhancement” in relation to the commercial Public Liability Insurance policy held by Glasswater Primary School.

3. Copies of all ‘Schedule of Exclusions’ for the commercial Public Liability Insurance policy held by Glasswater Primary School.

4. A copy of the “Certificate of Indemnity” from Glasswater Primary School’s Public Insurance provider and underwriters, confirming that any injuries, damages or adverse health effects directly or indirectly arising out of, resulting from or contributed to by electromagnetic fields, electromagnetic radiation, electromagnetism, radio waves or noise, wireless RF radiation, microwave radiation, non-ionising radiation emitting devices and equipment is covered by Glasswater Primary School’s commercial Public Liability insurance policy. Please include policy numbers.

Please number your responses.

I require written receipt of this Freedom of Information Request.

Sincerely and without ill will, vexation or frivolity,
by Amy Harron

J MILLIGAN, Glasswater Primary School, Crossgar

Dear Mrs Harron

The school does not have any of the information requested. Should you require further information, please contact the Education Authority, South Eastern Region, Grahamsbridge Road, Dundonald, BT16 2HS. Tel:02890566200

Kindest regards

J Milligan
Principal
________________________________________
From: Amy Harron [[FOI #528916 email]]
Sent: 28 October 2018 11:06
To: 4016681 Info
Subject: Freedom of Information request - Wi-Fi in Schools - Commercial Public Liability Insurance Coverage

Jason Milligan
Doing business as Principal
Glasswater Primary School
6 John Street
Crossgar
Downpatrick

NOTICE TO THE PRINCIPAL IS NOTICE TO THE AGENT; NOTICE TO THE AGENT IS NOTICE TO THE PRINCIPAL

Wi-Fi in Schools - Commercial Public Liability Insurance Coverage

NOTICE OF FREEDOM OF INFORMATION ACT 2000 REQUEST

Jason Milligan,

“Due to the high risk that electromagnetic (EMF) field exposure poses, most insurance companies do not cover electromagnetic fields and have very clear “electromagnetic field exclusions.” EMFs are classified as a “pollutant” alongside smoke, chemicals and asbestos.” *

“As of February 2015, Lloyd’s of London now excludes any liability coverage for injuries, ‘directly or indirectly arising out of, resulting from or contributed to by electromagnetic fields, electromagnetic radiation, electromagnetism, radio waves or noise.’ This includes the radio frequency (RF) radiation emitting from Wi-Fi and other wireless devices in schools.”

On the 18 February 2015, CFC Underwriting LTD (UK agent for Lloyd’s of London) stated, “the Electromagnetic Fields Exclusion (Exclusion 32) is a General Insurance Exclusion and is applied across the market as standard. The purpose of the exclusion is to exclude cover for illnesses caused by continuous long-term non-ionizing radiation exposure...” ** Non-ionizing radiation is another name for wireless radio frequency (RF) radiation.

* https://ehtrust.org/key-issues/electroma...

** https://www.naturalhealth365.com/wi-fi-r...

Under the Freedom of Information Act 2000, you are requested to please provide the following:

1. Copies of all commercial Public Liability Insurance policies, providers and underwriters held by Glasswater Primary School.

2. Copies of all “Pollution Liability” or “Policy Enhancement” in relation to the commercial Public Liability Insurance policy held by Glasswater Primary School.

3. Copies of all ‘Schedule of Exclusions’ for the commercial Public Liability Insurance policy held by Glasswater Primary School.

4. A copy of the “Certificate of Indemnity” from Glasswater Primary School’s Public Insurance provider and underwriters, confirming that any injuries, damages or adverse health effects directly or indirectly arising out of, resulting from or contributed to by electromagnetic fields, electromagnetic radiation, electromagnetism, radio waves or noise, wireless RF radiation, microwave radiation, non-ionising radiation emitting devices and equipment is covered by Glasswater Primary School’s commercial Public Liability insurance policy. Please include policy numbers.

Please number your responses.

I require written receipt of this Freedom of Information Request.

Sincerely and without ill will, vexation or frivolity,
by Amy Harron

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