Wi-Fi in Schools - Commercial Public Liability Insurance Coverage

Amy Harron made this Rhyddid Gwybodaeth request to Holy Family Primary School, Teconnaught

This request has been closed to new correspondence from the public body. Contact us if you think it ought be re-opened.

Roedd y cais yn llwyddiannus.

Christopher Curran
Doing business as Principal
Holy Family Primary School
1 Drumnaconagher Road
Teconnaught, Downpatrick

NOTICE TO THE PRINCIPAL IS NOTICE TO THE AGENT; NOTICE TO THE AGENT IS NOTICE TO THE PRINCIPAL

Wi-Fi in Schools - Commercial Public Liability Insurance Coverage

NOTICE OF FREEDOM OF INFORMATION ACT 2000 REQUEST

Christopher Curran

“Due to the high risk that electromagnetic (EMF) field exposure poses, most insurance companies do not cover electromagnetic fields and have very clear “electromagnetic field exclusions.” EMFs are classified as a “pollutant” alongside smoke, chemicals and asbestos.” *

“As of February 2015, Lloyd’s of London now excludes any liability coverage for injuries, ‘directly or indirectly arising out of, resulting from or contributed to by electromagnetic fields, electromagnetic radiation, electromagnetism, radio waves or noise.’ This includes the radio frequency (RF) radiation emitting from Wi-Fi and other wireless devices in schools.”

On the 18 February 2015, CFC Underwriting LTD (UK agent for Lloyd’s of London) stated, “the Electromagnetic Fields Exclusion (Exclusion 32) is a General Insurance Exclusion and is applied across the market as standard. The purpose of the exclusion is to exclude cover for illnesses caused by continuous long-term non-ionizing radiation exposure...” ** Non-ionizing radiation is another name for wireless radio frequency (RF) radiation.

* https://ehtrust.org/key-issues/electroma...

** https://www.naturalhealth365.com/wi-fi-r...

Under the Freedom of Information Act 2000, you are requested to please provide the following:

1. Copies of all commercial Public Liability Insurance policies, providers and underwriters held by Holy Family Primary School, Teconnaught.

2. Copies of all “Pollution Liability” or “Policy Enhancement” in relation to the commercial Public Liability Insurance policy held by Holy Family Primary School, Teconnaught.

3. Copies of all ‘Schedule of Exclusions’ for the commercial Public Liability Insurance policy held by Holy Family Primary School, Teconnaught.

4. A copy of the “Certificate of Indemnity” from Holy Family Primary School, Teconnaught’s Public Insurance provider and underwriters, confirming that any injuries, damages or adverse health effects directly or indirectly arising out of, resulting from or contributed to by electromagnetic fields, electromagnetic radiation, electromagnetism, radio waves or noise, wireless RF radiation, microwave radiation, non-ionising radiation emitting devices and equipment is covered by Holy Family Primary School, Teconnaught’s commercial Public Liability insurance policy. Please include policy numbers.

Please number your responses.

I require written receipt of this Freedom of Information Request.

Sincerely and without ill will, vexation or frivolity,
by Amy Harron

C CURRAN, Holy Family Primary School, Teconnaught

I write to acknowledge receipt of your email, a response will be issued in due course.

Regards
Mr Curran

dangos adrannau a ddyfynnir

November 24, 2018
Christopher Curran
Doing business as Principal
Holy Family Primary School
1 Drumnaconagher Road
Teconnaught, Downpatrick

NOTICE TO THE PRINCIPAL IS NOTICE TO THE AGENT; NOTICE TO THE AGENT IS NOTICE TO THE PRINCIPAL

NOTICE OF FAILURE TO PROVIDE INFORMATION

Christopher Curran,

I hereby give notice that you, Christopher Curran, as the living man and acting as Principal of Holy Family Primary School, Teconnaught, have failed to respond to my Freedom of Information Act 2000 Request and provide the requested information.

You are now in breach of the Freedom of Information Act 2000 and your duty “to confirm or deny”, as outlined in Part I ‘Right to Information’ Section I of the Act. https://www.legislation.gov.uk/ukpga/200...

My Freedom of Information request’s twenty-day (20) day deadline ended on Friday November 23, 2018.

Under the Freedom of Information Act 2000 you were requested to provide responses to the following four (4) items:

1. Copies of all commercial Public Liability Insurance policies, providers and underwriters held by Holy Family Primary School, Teconnaught.

2. Copies of all “Pollution Liability” or “Policy Enhancement” in relation to the commercial Public Liability Insurance policy held by Holy Family Primary School, Teconnaught.

3. Copies of all ‘Schedule of Exclusions’ for the commercial Public Liability Insurance policy held by Holy Family Primary School, Teconnaught.

4. A copy of the “Certificate of Indemnity” from Holy Family Primary School, Teconnaught’s Public Insurance provider and underwriters, confirming that any injuries, damages or adverse health effects directly or indirectly arising out of, resulting from or contributed to by electromagnetic fields, electromagnetic radiation, electromagnetism, radio waves or noise, wireless RF radiation, microwave radiation, non-ionising radiation emitting devices and equipment is covered by Holy Family Primary School, Teconnaught’s commercial Public Liability insurance policy. Please include policy numbers.

If you do not intend to provide this information, please provide your reasons.

Please number your responses 1-4.

You have seventy-two (72) hours to respond from receipt of this notice.

Implied admission by absence of response.

This correspondence will be used in evidence.

Sincerely and without ill will, vexation or frivolity

By Amy Harron
All rights reserved

cc To All Whom it May Concern

C CURRAN, Holy Family Primary School, Teconnaught

Dear Mrs Harron,

The school does not have any of the information requested. Should you require further information, please contact the Education Authority,
South Eastern Region, Grahamsbridge Road, Dundonald, BT16 2HS. Tel:02890566200

Regards
Mr Curran
Holy Family Primary School.

dangos adrannau a ddyfynnir