Insurance arrangements and claim queries

Alma Alenka made this Rhyddid Gwybodaeth request to Royal Borough of Kensington and Chelsea

This request has been closed to new correspondence from the public body. Contact us if you think it ought be re-opened.

Roedd y cais yn llwyddiannus.

Dear FoI officer,

I write to request the following information relating to your authority’s insurance arrangements. I prefer to receive your authority’s response in electronic format at this email address. If for any reason you feel this request is unclear, please do not hesitate to contact me for clarification.

1) What was the cost of your insurance premium in the following financial years? Where you have more than one policy, please list these individually.
1a. 2012/13
1b. 2013/14
1c. 2014/15

2) Under your current insurance policy (or policies, as appropriate), what is the value of the excess per claim that you pay (for each category of risk for which there is a specific excess, and/or generally)?

3) With regards your Authority’s stop-loss policy,
3a) do you have an authority-wide stop-loss?
3b) if ‘Yes’ to 3a, what financial threshold is it set at?
3c) if ‘Yes’ to 3a, what does the premium for this cost?

4) For each insurance policy listed in response to question 1, when did you last procure the supply of that insurance?

5) For each insurance policy listed in response to question 1, did you advertise said contract in the OJEU?

6) For each insurance policy listed in response to question 1, how long is the contract with your current supplier for?

7) Does your current contract include a clause that permits extension by agreement?
7a) If the answer to question 7 is ‘Yes’, for how many years can the contract be extended, and how many times can such an extension be agreed?

8) When will you re-procure each of your insurance suppliers providing the policies listed in response to question 1?

9) Thinking of every category of insurance claim (property-related, personal injury, motor etc.) made against your authority, what was the total value of the payments made by yourselves (not by your insurers) in each of the following financial years? For clarity, these would be payments made within the policy excess.
9a. 2012/13
9b. 2013/14
9c. 2014/15

10) Thinking of every category of insurance claim (property-related, personal injury, motor etc.) made against your authority, what was the total value of the payments made by your insurer (not by yourselves) in each of the following financial years? For clarity, these are payments outside of the policy excess.
10a. 2012/13
10b. 2013/14
10c. 2014/15

11) For each of the same financial years as in question 10,
11a. How many claims did you make payments for, and
11b. How many claims did your insurer make payments for?
For clarity, only count claims for 11a for which it was only the authority that paid, either from the excess or otherwise; if the claim was paid by the insurer as well, count it in the response to 11b.

(For the avoidance of doubt, the information sought in questions 9 and 10 is about claims that were settled and paid out in the relevant financial years, regardless of the year in which the claim first arose.)

Thank you for your help.

Kind regards,

Alma Alenka

Royal Borough of Kensington and Chelsea

Dear Ms. Alenka

 

FREEDOM OF INFORMATION ACT REQUEST REF: 2015-1436

 

I am writing to confirm that we received your information request on 18
November 2015. For your information and future communications your request
has been allocated the reference number FOI2015-1436. Please quote this
reference in any future correspondence.

 

We will consider your request and respond in accordance with the
requirements of the Freedom of Information Act 2000. Our duty is to
respond promptly or at least within 20 working days.

 

Yours sincerely

 

Robin Yu

Information Protection Assistant

Shared ICT Service

The Royal Borough of Kensington and Chelsea

The Town Hall, Hornton Street, London W8 7NX

Tel: 020 7938 8226

 

Email: [1][email address] | Website: [2]http://www.rbkc.gov.uk

 

 

dangos adrannau a ddyfynnir

Royal Borough of Kensington and Chelsea

2 Atodiad

Dear Alma

 

FREEDOM OF INFORMATION REQUEST REF: 2015-1436

 

I am responding to your request under the Freedom of Information Act 2000,
which we received on 7 December 2015, for information held by the Council.
You requested:

 

1) What was the cost of your insurance premium in the following financial
years? Where you have more than one policy, please list these
individually.

 

The most current RBKC insurance premium date:

 

  Sums Insured  Premium Inc IPT 
PREMIUM 2013/14 2014/15 2015/16 2013/14 2014/15  
PROPERTY £2,091,623,926 £2,054,077,489 £2,079,742,749 £162,338.15 £164,390.87 £167,764.30
Housing
Properties £1,018,100,945 £1,049,499,997 £1,076,954,082 £15,685.99 £28,534.86 £29,281.30
Education
Properties £135,770,346 £80,461,321 £82,726,350 £28,916.44 £18,011.75 £18,518.79
VA Schools £14,463,042 £16,659,608 £17,125,534 £2,752.65 £3,320.99 £3,414.59
General
Properties £414,706,822 £424,305,310 £409,628,218 £45,101.86 £48,453.03 £46,777.01
Chelsea and
Albert
Bridge £66,195,403 £67,519,312 £69,554,891 £7,799.08 £8,138.64 £8,384.00
Works In
Progress All
Risks £30,000,000 £30,000,000 £40,000,000 £10,331.82 £10,331.82 £13,775.76
BI - Ad Exp
- General £72,573,694 £74,253,429 £71,684,389 £6,314.26 £6,460.40 £6,236.88
BI - Ad Exp
- Education £18,779,174 £12,140,116 £12,481,485 £4,799.52 £3,102.73 £3,189.97
BI - Rent
Rec -
Housing £932,600 £932,600 £932,600 £236.66 £236.66 £236.65
Money £107,000,000 £96,300,000 £96,300,000 £455.78 £410.20 £410.35
Glass £500,000 500,000 500,000 £159.00 £159.00 £159.00
Theft £60,000,000 £60,000,000 £60,000,000 £1,794.47 £1,794.47 £1,794.79
Computer £6,000,000 £6,000,000 £6,000,000 £2,081.74 £2,081.73 £2,081.74
All Risks £39,481,900 £39,085,796 £39,435,200 £11,788.25 £11,619.52 £11,768.42
Fidelity
Guarantee £107,000,000 £96,300,000 £96,300,000 £23,855.63 £21,470.07 £21,470.06
Contents in
receivership £120,000 £120,000 £120,000 £265.00 £265.00 £265.00
             
CASUALTY £105,000,000 £105,000,000 £105,000,000 £153,894.05 £153,894.05 £148,551.05
Public
Liability
inc P.I, O.I
& L&S £50,000,000 £50,000,000 £50,000,000 £90,973.44 £90,973.44 £112,173.44
Employer's
Liability £50,000,000 £50,000,000 £50,000,000 £26,092.96 £26,092.96 £31,392.96
Claims
Handling Unlimited Unlimited N/a £31,843.00 £31,843.00 £0.00
Hirer's
Liability £5,000,000 £5,000,000 £5,000,000 £4,984.65 £4,984.65 £4,984.65
             

 

 

Questions 2 & 3

 

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Premium cost provided in question 1

 

4) For each insurance policy listed in response to question 1, when did
you last procure the supply of that insurance?

 

April 2012

 

5) For each insurance policy listed in response to question 1, did you
advertise said contract in the OJEU?

 

Yes

 

6) For each insurance policy listed in response to question 1, how long is
the contract with your current supplier for?

 

3 year with 2 years extension (1+1)

 

7) Does your current contract include a clause that permit extension by
agreement?

 

Yes

 

7a) If the answer to question 7 is ?Yes?, for how many years can the
contract be extended, and how many times can such an extension be agreed?

 

Can be extended for one year.  Extension can be agreed twice.

 

8) When will you re-procure each of your insurance suppliers providing the
policies listed in response to question 1?

 

Summer 2016

 

Questions 9, 10 and 11

 

Please find attached the current RBKC claim experience (amount paid by
insurers is shown on the spread sheet as ‘insured paid’).

 

Complaints

 

I trust this has satisfied your request. Should you be unhappy with the
handling of your request, the Council has an internal complaints process
for handling FOIA complaints. Complaints are reviewed by the Chief
Solicitor and Monitoring Officer or her nominee. A form is available from
our website to lodge your complaint
[2]http://www.rbkc.gov.uk/councilanddemocra...
Please contact us if you do not have website access and we can provide you
with a copy of the form. Following this review, should you still be
unhappy with how your information request has been handled, you have a
further right to appeal to the Information Commissioner who is responsible
for ensuring compliance with FOIA.  

 

Yours sincerely

 

Robin Yu

Information Protection Assistant

Shared ICT Service

The Royal Borough of Kensington and Chelsea

The Town Hall, Hornton Street, London W8 7NX

Tel: 020 7938 8226

 

Email: [3][email address] | Website: [4]http://www.rbkc.gov.uk

Sing to live, Live to sing: free Christmas concert at the V&A on Saturday
12 December from 3pm to 5pm

To book your free ticket go to http://www.rbkc.gov.uk/christmasconcert

dangos adrannau a ddyfynnir

References

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