Homeowners behind mortgage payments for Manchester

Mae'r ymateb i'r cais hwn yn hwyr iawn. Yn ôl y gyfraith, ym mhob amgylchiad, dylai Gwasanaeth Llysoedd a Thribiwnlysoedd EM fod wedi ymateb erbyn hyn. (manylion). Gallwch gwyno drwy yn gofyn am adolygiad mewnol.

Dear Her Majesty’s Courts and the Tribunals Service,

I am looking for data on homeowners that are behind on their mortgage payments in Manchester. They may have had a court hearing and have fallen into arrears.

I am looking to become a property investor, whereby I will aim to provide a solution to this and offer a service to these vendors. I know the court hearing are public data and it can be requested, so can you please supply such data?

Yours faithfully,


Disclosure Team, Gwasanaeth Llysoedd a Thribiwnlysoedd EM

Dear Mary,

Please note, under section 8(1) of FOIA, a request for information must comply with three requirements. It must:

(a) be in writing,
(b) state the name of the applicant and an address for correspondence, and
(c) describes the information requested.

After initial consideration, this request appears to comply with requirements (a) and (c) but it does not comply with requirement (b) because you have not provided your full name.
I am therefore not required to process your request without information that can later be referred to, as per Section 8(1)(b) FOIA. The information we require is your name.
As your request has been deemed invalid, I am not obliged to disclose the requested information at this point and I would like to take this opportunity to recommend that any future FOI submissions adhere to Section 8 of the FOIA.
To enable us to meet your request, please resubmit your application in accordance with the above requirements. We will consider your resubmitted request upon receipt as long as it meets the requirements stated above.
You will then receive the information requested within the statutory timescale of 20 working days as defined by the Act, subject to the information not being exempt.
You can find out more about Section 8 by reading the extract from the Act available at the attached link:


Kind regards,

Disclosure Team

dangos adrannau a ddyfynnir

Dear Disclosure Team,

My full name is Ruta Abraham-Mesfun

Yours sincerely,