An Understanding of Money

Dear Sir or Madam,

I would like to know how money is created, and how it is valued?
For example, how much and of what is the value of a £10 bank note.
I have been reading some interesting information on the internet
regarding money and would like to be able to confirm with yourself
as to whether or not my findings are true.

My next question is what is a man/womans signature worth in the UK?
It appears that all a bank requires to grant me a loan is an
agreement signed by me to pay that money back, along with my
National Insurance number witnessed by the bank manager/clerk. If
this is the case does this mean that my signature has limitless
value? Why is my NI Required in such a bank transaction? And if
money is created by my signing of an agreement to pay it back (i.e
a promissory note) do the banks actually print extra money for the
loan, if not where does the money come from?

If my signature and National Insurance Number are on the loan
agreement, can this be traded by the bank to the treasury or any
other government body/dept or agent for collection of payment?

Yours faithfully,

Andrew

Dear Enquiries, CEU,

Thank you, i look forward to your response

Yours sincerely,

Andrew B

Dear Enquiries, CEU,

Under the Freedom of information Act you are breaking the law by
not replying to my request, i would strongly suggest you do so in a
timely manner, or i will consider having this matter dealt with
legally.

Yours sincerely,

Andrew B

Dear responses, FOI,

I never recieved the hard copy, but now have the info i required.
Thanks

Yours sincerely,

Andrew B