Dear Tony

Freedom of Information Act Request - Criminal Offences Under the Consumer Credit Act 1974

Thank you for your request for information received by this team on 17th November. In your e mail you asked the following question:

" What criminal offences are possible under the Consumer Credit Act

1974 and which public body/bodies are responsible for prosecuting

such criminal offences?”

As your request seeks information we may hold, we are treating your request in accordance with the terms of the Freedom of Information Act 2000 (FoIA).

The criminal offences that are possible under the Consumer Credit Act are listed in Schedule 1 of that Act, which can be accessed by following the link below:

http://www.statutelaw.gov.uk/SearchResults.aspx?TYPE=QS&Title=Consumer+Credit+Act&Year=1974&Number=&LegType=All+Primary

Likewise, the list of public bodies responsible for prosecuting these offences is contained in s161 (1) of the Consumer Credit Act and is also accessible from the link already given above.

Appeals procedure

If you wish to complain about the way in which your request for information has been handled, you may seek an internal review by writing to:

The Internal Review Co-ordinator

Room GS3
Office of Fair Trading

Fleetbank House

2-6 Salisbury Square

London

EC4Y 8JX 

You may alternatively send an e-mail to [email address]

We will deal with your complaint within 25 working days of receipt or, if this is not possible, advise you of a date by which we expect to have completed a review of your complaint.

If you remain dissatisfied with the OFT's response you have the right to complain to:

The Information Commissioner

FOI/EIR Complaints Resolution

Information Commissioner's Office

Wycliffe House

Water Lane

Wilmslow

Cheshire

SX9 5AF

Yours sincerely

Nigel Bussey

Information Access Team

Office of Fair Trading

Office of Fair Trading

Fleetbank House

2-6 Salisbury Square

London EC4Y 8JX

Switchboard: (020) 7211 8000

www.oft.gov.uk